Advanced search

Showing result 1 - 5 of 114 essays matching the above criteria.

  1. 1. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  2. 2. The E-krona and Traceability of Your Payment Data : An analysis of the fundamental differences and privacy-related impacts of the Riksbank’s e-krona pilot in comparison with card-based transactions

    University essay from Uppsala universitet/Juridiska institutionen

    Author : Lovisa Stenbacka; [2022]
    Keywords : e-krona; traceability; payment data; data protection; law; financial secrecy; AML; rule of law; democracy; technology; legal informatics; legal policy; law and technology; constitutional provisions; DLT; blockchain; wallet-id; information security; fintech; financial technology; the Riksbank; central bank; money; Riksbanken; finansiell teknologi; e-kronan; digital centralbanksvaluta; statlig kontroll; centralbank; konstitutionella förpliktelser; demokrati; skydd för betaldata; skydd för personuppgifter; finansiell sekretess; banksekretess; penningtvätt; informationsteknologi; rättsinformatik; rättspolitik;

    Abstract : The Riksbank is currently investigating the possibility of producing a Central Bank Digital Currency in Sweden, called “e-krona”, implemented through an “e-krona network” on a platform based on Distributed Ledger Technology. By applying the methodology of legal dogmatics, legal informatics, and a legal policy perspective, this thesis examines and analyses some of the fundamental differences in Sweden’s current payment system for transactions at the point of sale, comparing debit card-based transactions with payments using the model of the Riksbank’s e-krona pilot. READ MORE

  3. 3. Network Graph AnalysisCategorizing Private Individuals and Private Firms in a Bank

    University essay from Uppsala universitet/Institutionen för informationsteknologi

    Author : Tayyeba Muhammad Khan; [2022]
    Keywords : ;

    Abstract : This study deals with classifying private individuals and private firmsthrough transaction data of a financial institution. Private firm(Enskild Firma) in Sweden is difficult to distinguish from privateindividual through transactions as it is owned by a sole trader who hasa small business. READ MORE

  4. 4. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

  5. 5. Analysing space dependencies - Methods and factors for method development

    University essay from Lunds universitet/Riskhantering (CI); Lunds universitet/Avdelningen för Riskhantering och Samhällssäkerhet

    Author : Theodor de Sousa; [2022]
    Keywords : Vital societal functions; critical infrastructure; interdependency; dependency analysis; space services; space infrastructure; GNSS; PNT; ICT; method development; Technology and Engineering;

    Abstract : Vital societal functions and critical infrastructure rely to an increasing extent on services from space, such as navigation and positioning systems, timekeeping, and communications. However, understanding of space service dependencies is low among practitioners and society at large, with research on societal space dependency being limited as well. READ MORE