Essays about: "amortization"

Showing result 16 - 20 of 41 essays containing the word amortization.

1. 16. The amortization requirement’s effect on Swedish house prices

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Marc Montelius; [2018]
   Keywords : House prices; amortization requirement; diff-in-diff; Swedish housing market; Business and Economics;

   Abstract : This paper uses a common method for policy evaluations – difference-in- difference – to properly analyze Sweden’s first amortization requirement that came into effect in the Summer of 2016. The aim of the thesis is to evaluate if the policy had any effect on house prices by comparing regional groups against each other. READ MORE

3. 17. Responsiveness of Swedish housing prices to the 2018 amortization requirement : An investigation using a structural Vector autoregressive model to estimate the impact of macro prudential regulation on the Swedish housing market

   University essay from Södertörns högskola/Nationalekonomi

   Author : Fredrik Hörnell; Melina Hafelt; [2018]
   Keywords : Macroeconomics; inflation rate; interest rates; house prices; econometrics; time series analysis; SVAR analysis; forecasting;

   Abstract : This thesis analyzed and estimated the impact of the March 1, 2018 loan to income amortization requirement on residential real estate prices in Sweden. A four variables vector autoregressive model (VAR) was used to study the relationships between residential real estate prices, GDP, real mortgage rate and consumer price index over a time period from 2005 to 2017. READ MORE

4. 18. Amortization- What happens?

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Agnes Norberg; [2018]
   Keywords : Amortization; Loan-to-Income ratio; Finansinspektionen; KALP; Business and Economics;

   Abstract : Abstract The amortization requirement stipulates that all new mortgages will be amortized in the interval between 50-70 per cent of the residence value; an additional, stricter, amortization applies if the mortgage exceeds 450 per cent of the individual´s gross annual income. The stricter amortization requirement is brand new, implemented the 1st of March 2018. READ MORE

5. 19. Value Relevance Effects of R&D Capitalization in US Companies

   University essay from Göteborgs universitet/Graduate School

   Author : Martin Andersson; Filip Byegård; [2017-08-08]
   Keywords : ;

   Abstract : During the last few decades, investments in intangible knowledge have grown in importance. Along with this development, there has been an ongoing discussion on how to best treat such investments in the financial reports. This paper specifically focuses on expenditures labelled research & development (R&D). READ MORE

6. 20. Does tightening lending policy put strains on the rental market? Evidence from Stockholm.

   University essay from Göteborgs universitet/Graduate School

   Author : Victor Svensson; [2017-07-28]
   Keywords : ;

   Abstract : With support from 6,288 observations of rental apartments in Stockholm, gathered from the Stockholm Housing Agency, this paper uses OLS regressions and theoretical frameworks to study and conclude that the implemented amortization financial stabilization policy, directed to the tenancy-owned market, has an indirect effect of increased demand for rental apartments in Stockholm. Furthermore, this paper also concludes that the amortization requirement is not the only variable describing the increased demand for rental apartments. READ MORE