Essays about: "mortgage rate"
Showing result 16 - 20 of 51 essays containing the words mortgage rate.
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16. An Empirical Study on the Reversal Interest Rate
University essay from KTH/Matematisk statistikAbstract : Previous research suggests that a policy interest rate cut below the reversal interest rate reverses the intended effect of monetary policy and becomes contractionary for lending. This paper is an empirical investigation into whether the reversal interest rate was breached in the Swedish negative interest rate environment between February 2015 and July 2016. READ MORE
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17. Impact of Interest Rate Increase on Stockholm’s Households
University essay from KTH/Fastigheter och byggandeAbstract : The housing prices have increased in a rapid pace in Stockholm the past decades. Simultaneously, the interest rates have decreased drastically, since the global financial crisis in 2008. The two movements combined have led to higher debt among Swedish households and especially in the capital, Stockholm. READ MORE
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18. Forecast Modelling of Future Events that Affect the Repayment Capacity of Mortgages
University essay from KTH/Hälsoinformatik och logistikAbstract : The Swedish Financial Supervisory Authority introduced new guidelines and regulations on March 1, 2019. These regulations induced Swedish banks and other creditors to consider future events as a mean to improve their ability to determine the risk of debtors. A forecast generator was created as a tool to accomplish this. READ MORE
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19. Are Swedish housing markets duration dependent?
University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistikAbstract : Sweden’s rapidly growing housing sector, and the long-last boom it’s experienced even in a global financial crisis, has been the topic for several recent studies. In this thesis, we examine house price data from 279 Swedish municipalities during the years 1981-2016 to test for duration dependence. READ MORE
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20. Macroeconomic factors in Probability of Default : A study applied to a Swedish credit portfolio
University essay from KTH/Skolan för industriell teknik och management (ITM)Abstract : Macroeconomic conditions can impact the payment capacity of individual mortgage holders' household loans. If the clients of a bank's retail credit portfolio experience deteriorating paymentcapacity it will reflect on the probability of default of the overall portfolio. READ MORE