Essays about: "Financial access"

Showing result 41 - 45 of 501 essays containing the words Financial access.

1. 41. Credit Scoring Based on Behavioural Data

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Daniel Bouvin; Erik Hamberg; [2022]
   Keywords : Banking; Behavior; Behaviour; Credit Modelling; Klarna; Logistic Regression; Machine Learning; Neural Networks; Random Forests; XGBoost;

   Abstract : Credit modelling has traditionally been done by credit institutes based on financial data about the individuals requesting the credit. While this has been sufficient in lowering risk in developed economies with plenty of financial data it is inefficient in developing economies and fails to reach the unbanked population. READ MORE

3. 42. The Impact of COVID-19 on Public Capital Markets - Empirical Evidence from the Nordics

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Yishu Liu; Mashiat Nawal Chowdhury; [2022]
   Keywords : COVID-19; Capital market; Nordics; Bond spread;

   Abstract : How did the COVID-19 pandemic affect firms' ability to raise capital? This paper explores how non-financial Nordic firms raised capital from public debt and equity markets during the pandemic. We find that (1) the bond market experiences turbulence during the outbreak period; (2) being a rated bond issuer is only important for access during the outbreak period; (3) factors that determine bond spreads during the normal period do not change fundamentally during the COVID-19 period; (4) the equity market is an important source of capital throughout the COVID-19 period in terms of both IPOs and secondary issues. READ MORE

4. 43. Integrating Trust-Based Adaptive Security Framework with Risk Mitigation to enhance SaaS User Identity and Access Control based on User Behavior

   University essay from Luleå tekniska universitet/Institutionen för system- och rymdteknik

   Author : Johnson Akpotor Scott; [2022]
   Keywords : Risk Assessment; Security countermeasure; Risk Management; Risk Mitigation; Adaptive Security Controls; Threats; Risk; Vulnerabilities; User Behavior Trust Degree; User Behavior Risk Rating; Policy Decision Point; Policy Enforcement Point; User Behavior Trust Model; Adaptive Security Architecture; SaaS; Public Cloud.;

   Abstract : In recent years, the emerging trends in cloud computing technologies have given rise to different computing services through the Internet. Organizations across the globe have seized this opportunity as a critical business driver for computing resource access and utilities that will indeed support significant business operations. READ MORE

5. 44. Transforming towards “PaaS” offerings : Areas of concern for OEMs & Transformation Readiness Scale

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Ali Jumaa; [2022]
   Keywords : ;

   Abstract : The purpose of the project is to investigate and gain knowledge about the process of transforming OEMs’ business structures from a transactional business to a result-oriented product service system or a performance as a service offering. Companies from various market segments have started to offer their customers result-oriented offerings to prolong the life cycle of their products and promote longer customer relationships to secure future business. READ MORE

6. 45. Cryptocurrency Acceptance Level : Adoption and Effect

   University essay from Linnéuniversitetet/Institutionen för nationalekonomi och statistik (NS)

   Author : Stanakzai Shabier; [2022]
   Keywords : Cryptocurrency; Bitcoin; Ethereum; Acceptance level;

   Abstract : This study discusses the acceptance level of cryptocurrency in countries of the world. Study takes a deep dive on what does affect the acceptance level of cryptocurrency and what should be expected if same changes would to happen in countries income level, technological level, financial level, and education level. READ MORE