Essays about: "sme credit"

Showing result 1 - 5 of 27 essays containing the words sme credit.

  1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Author : Elmar Hajiyev; [2023]
    Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

  3. 2. The Role of Trade Credit During the Covid Crisis - A study on Swedish SMEs' use of trade credit as a financial aid and its role as a substitution to bank financing

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Carolina Gustavsson Martinetti; Daniel Rohdén; [2023]
    Keywords : Trade credit; Substitution effect; Financing; Covid; Financial distress;

    Abstract : The Covid crisis has introduced substantial uncertainties for SMEs, making them more vulnerable. Our study investigates Swedish SMEs' use of trade credit, both received and extended, as a medium for the mitigation of financial distress during the crisis. READ MORE

  4. 3. Deep Learning Approach for Time- to-Event Modeling of Credit Risk

    University essay from KTH/Matematisk statistik

    Author : Mehnaz Kazi; Natalija Stanojlovic; [2022]
    Keywords : Survival Analysis; Credit Risk; Credit Scoring; Time-To-Event; Default Probability; Överlevnadsanalys; Kreditrisk; Kreditprövning; Tid-till-utfall; Sannolikhet för fallissemang;

    Abstract : This thesis explores how survival analysis models performs for default risk prediction of small-to-medium sized enterprises (SME) and investigates when survival analysis models are preferable to use. This is examined by comparing the performance of three deep learning models in a survival analysis setting, a traditional survival analysis model Cox Proportional Hazards, and a traditional credit risk model logistic regression. READ MORE

  5. 4. STRESS TESTING AN SME PORTFOLIO : Effects of an Adverse Macroeconomic Scenario on Credit Risk Transition Matrices

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Siri Almqvist; Oskar Nordin; [2021]
    Keywords : Stress test; SME; Transition Matrix; Credit Risk; Statistical Analysis; Machine Learning;

    Abstract : The financial crisis of 2007-2008 was a severe global crisis causing a worldwide recession. One of the main contributing factors of the crisis was the excessive risk appetite of banks and financial institutions. READ MORE

  6. 5. Which firm characteristics determine access to finance for SMEs within the East African Community?

    University essay from

    Author : Joseph Fridner; Emil Jonsson; [2020-06-29]
    Keywords : SME; access to finance; East African Community; sub-Saharan Africa; logit; FDR; asymmetric information;

    Abstract : Financial constraints among SMEs are generally more prevalent in the developing world than in the developed world, but SMEs in sub-Saharan Africa stand out as being particularly constrained. Previous studies also show causal links between access to finance and company growth and increased prosperity. READ MORE