Essays about: "Financial services"

Showing result 1 - 5 of 422 essays containing the words Financial services.

  1. 1. SCOPING DIGITAL BUSINESS STRATEGY IN BANKING: A COMPARATIVE STUDY OF ITALY, SWEDEN AND SWITZERLAND

    University essay from Institutionen för tillämpad informationsteknologi

    Author : Arber Buqa; Carl-Nicholas Fung; [2019-08-08]
    Keywords : Banking; Digital Business Strategy; Digital Value Disciplines; Areas of Action; Digitalization;

    Abstract : Digitalization is profoundly impacting the banking industry. Banks are no longer thesole providers of financial services as they face competition from fintech startupsand firms from other industries entering the financial services market. READ MORE

  2. 2. MOBILE MONEY AS A FINANCIAL INCLUSION TOOL FOR POVERTY REDUCTION A cross-country analysis of low- and middle-income countries

    University essay from Göteborgs universitet/Statsvetenskapliga institutionen

    Author : Emma Grimme Hallberg; [2019-02-12]
    Keywords : mobile-money; financial inclusion; poverty; technology; cross-country analysis; low-income countries; middle-income countries;

    Abstract : This thesis aims to examine if mobile money can act as a financial inclusion tool to reduce poverty levels in low- and middle-income countries. In contrast to the majority of the literature within its research field, this thesis observes the relationship on an aggregate cross-country level instead of using data on an individual or household level, in order to fully examine the impacts on national poverty levels. READ MORE

  3. 3. Economic Implications of the Payment Services Directive 2: Empirical Evidence from the Capital Markets

    University essay from Göteborgs universitet/Företagsekonomiska institutionen

    Author : Maxim Mokhonko; Kushtrim Sylejmani; [2019-02-01]
    Keywords : event study; Payment Service Directive 2; PSD 2; regulation;

    Abstract : This study is the first, to our knowledge, to analyze the effect of the Payment Services Directive 2 onthe European banks’ stock returns. The financial market data is analyzed using the event studymethodology. Our findings show that the PSD 2 has had a statistically significant positive impact onthe stock returns of the European banks. READ MORE

  4. 4. Machine Learning in Banking : Exploring the feasibility of using consumer level bank transaction data for credit risk evaluation

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Thim Lohse; [2019]
    Keywords : ;

    Abstract : The financial industry is changing rapidly as a result of the increasing digitization of financial and economic resources and services. With a continuous increase in online payments and decrease in the usage of physical currency a new data source of fine-grained payment activities describing consumer behaviour has emerged. READ MORE

  5. 5. Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Ludvig Wedberg; [2019]
    Keywords : Open banking; PSD2; Multisided platforms; Personalization; Customer experience; Customer journey; Generation Y;

    Abstract : The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. READ MORE