Essays about: "LTV ratio"

Found 5 essays containing the words LTV ratio.

  1. 1. The Impact of the Recession on Swedish Real Estate Companies : A Study of Financial Strategy and Risk Management of Companies with Different Credit Ratings

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Greta Aronsson; Elsa Johannessen; [2023]
    Keywords : Credit Rating; Financial Strategy; Risk Management; Capital Structure; Capital Market Financing; Bank Financing; Real Estate Market; Kreditbetyg; Finansiell strategi; Riskhantering; Kapitalstruktur; Kapitalmarknadsfinansiering; Bankfinansiering; Fastighetsmarknaden;

    Abstract : The world's economies are in a turbulent phase where rising inflation has hit the global and Swedish economy hard. The Central Bank of Sweden has raised the policy rate expansively in recent months, with the intention of curbing inflation. READ MORE

  3. 2. Does Property Segment Distribution Affect the Capital Structure of Real Estate Companies? : An Investigative Study of the Operational Risk within Different Property Segments and its Effect on the Debt Ratio in a Company

    University essay from KTH/Fastigheter och byggande

    Author : Sebastian Rose; Daniel Kamali; [2021]
    Keywords : Commercial Real Estate; Property segment; Risk; Loan-to-value; Debt ; Trade-off theory; Pecking order theory; Kommersiella fastigheter; Fastighetssegment; Risk; Belåningsgrad; Skuld; Trade-off teori; Pecking order teori;

    Abstract : The real estate sector is a capital-intensive industry, where the combination of debt and equity is used to finance the property investment. Companies tend to increase the loan-to-value ratio, to use financial leverage. READ MORE

  4. 3. Capital Structure In Swedish Real Estate Companies : A qualitative study on factors determining the capital structure choices in large cap Swedish real estate companies

    University essay from Högskolan i Jönköping/Internationella Handelshögskolan

    Author : Lukas Krukovski; Marcus Belsby; [2019]
    Keywords : capital structure determinants; real estate; pecking order theory; trade-off theory; LTV ratio;

    Abstract : .... READ MORE

  5. 4. Farmers' retirement pension : how social aspects and information collection affect farmers' retirement planning

    University essay from SLU/Dept. of Economics

    Author : Caroline Johansson; [2016]
    Keywords : agricultural business; self-employee; farmer; pension; retirement; retirement saving; pensioner; decision-making; social aspects; information collection;

    Abstract : The retirement scheme is not easy to understand and it is hard to know how the rules should be applied at an individual basis. It is at the same time essential to have a financial security as future pensioner. People being employed have a favorable security giving them both national retirement- and occupational pension, in general automatically. READ MORE

  6. 5. Index-Linked Mortgages in Sweden : A Study of an Alternative Mortgage Structure

    University essay from KTH/Entreprenörskap och Innovation

    Author : SABRINA CARTER; JOHANNA LARSSON; [2014]
    Keywords : Housing market; mortgages; mortgage interest rate; real estate index; real estate risk; index-linked mortgage; loan; Housing market; mortgages; mortgage interest rate; real estate index; real estate risk;

    Abstract : Households generally have little or no possibility to unload their real estate risk, which constitutes a large part of  their total portfolio risk. The aim of this study is to analyze a way for households to unload this risk through a socalled index-linked mortgage financed by a fund. READ MORE