Essays about: "Loan-to-value"

Showing result 1 - 5 of 10 essays containing the word Loan-to-value.

  1. 1. Does Property Segment Distribution Affect the Capital Structure of Real Estate Companies? : An Investigative Study of the Operational Risk within Different Property Segments and its Effect on the Debt Ratio in a Company

    University essay from KTH/Fastigheter och byggande

    Author : Sebastian Rose; Daniel Kamali; [2021]
    Keywords : Commercial Real Estate; Property segment; Risk; Loan-to-value; Debt ; Trade-off theory; Pecking order theory; Kommersiella fastigheter; Fastighetssegment; Risk; Belåningsgrad; Skuld; Trade-off teori; Pecking order teori;

    Abstract : The real estate sector is a capital-intensive industry, where the combination of debt and equity is used to finance the property investment. Companies tend to increase the loan-to-value ratio, to use financial leverage. READ MORE

  2. 2. Beslutsprocess vid förvärv av jordbruksmark : intervjustudie med affärsrådgivare

    University essay from SLU/Dept. of People and Society

    Author : Patric Vernersson; Emil Möller; [2020]
    Keywords : strategi; lantbruk; rådgivning; skuldsättning; långsiktiga investeringar; beslut; beslutsprocess;

    Abstract : Jordbruksmark är en grundförutsättning för lantbruksföretag. De som bedriver djurproduktion behöver spridningsareal och foder. Växtodlingsföretagen behöver öka arealen för att kunna växa. Avståndet till ytterligare areal har stor betydelse om det är intressant eller ej. READ MORE

  3. 3. Macroprudential regulation of borrowing standards: a comparative analysis of loan-to-value and loan-to-income policies.

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi; Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Sante Carbone; Oona Hakala; [2019]
    Keywords : Consumer Debt; Crisis; Housing; Housing Finance; Bayesian;

    Abstract : Starting from the Two-Agents New-Keynesian DSGE framework presented by Iacoviello and Neri (2010), we re-write the model allowing for a loan-to-income (LTI) constraint in place of a loan-to-value (LTV) constraint. We derive a balanced growth path equilibrium for our model and compare steady-state results as well as dynamic responses to a rich set of shocks between the two macroprudential regulations. READ MORE

  4. 4. Estimating Loss-Given-Default through Survival Analysis : A quantitative study of Nordea's default portfolio consisting of corporate customers

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Richard Hallström; [2016]
    Keywords : Survival analysis; Cox proportional hazards model; Loss-Given-Default; workout LGD; Recovery data;

    Abstract : In Sweden, all banks must report their regulatory capital in their reports to the market and their models for calculating this capital must be approved by the financial authority, Finansinspektionen. The regulatory capital is the capital that a bank has to hold as a security for credit risk and this capital should serve as a buffer if they would loose unexpected amounts of money in their lending business. READ MORE

  5. 5. Farmers' retirement pension : how social aspects and information collection affect farmers' retirement planning

    University essay from SLU/Dept. of Economics

    Author : Caroline Johansson; [2016]
    Keywords : agricultural business; self-employee; farmer; pension; retirement; retirement saving; pensioner; decision-making; social aspects; information collection;

    Abstract : The retirement scheme is not easy to understand and it is hard to know how the rules should be applied at an individual basis. It is at the same time essential to have a financial security as future pensioner. People being employed have a favorable security giving them both national retirement- and occupational pension, in general automatically. READ MORE