Advanced search

Showing result 1 - 5 of 15 essays matching the above criteria.

  1. 1. SMALL AND MEDIUM SCALE ENTERPRISES (SMEs) IN THEDEVELOPMENT OF TOURISM IN THE GLOBAL SOUTH : THEIR ROLE AND CHALLENGES

    University essay from Mittuniversitetet/Institutionen för ekonomi, geografi, juridik och turism

    Author : Isaac Mantey; [2021]
    Keywords : ;

    Abstract : The tourism industry in many parts of the world is highly developed and this is attributed to the influx and fast growing of Small and Medium Enterprises (SMEs) operations in the sector. However, there seems to be paucity of studies on Small and Medium Scale Enterprises in the development of tourism in Africa in general and Ghana in particular. READ MORE

  3. 2. The Adverse Effects of Stricter Capital Regulation on the SME Bank Lending Channel

    University essay from Göteborgs universitet/Graduate School

    Author : Rebecca Palm Ballesta; Fredrika Poole Bonnier; [2018-07-04]
    Keywords : SME; Bank Lending Channel; External Finance; Capital Regulation; Basel III; SME SF;

    Abstract : The aim of this thesis is to investigate if stricter capital regulation creates negative shocks in the loan market and if these shocks adversely effect Small and Medium sized Enterprises (SME) access to external financing through the bank lending channel. This is tested through a Difference-in-Difference (DiD) model, where loan volume and interest rates of SMEs are compared to large firms in Europe from 2011 to 2016. READ MORE

  4. 3. Does it pay off to be formal? How different financing choices affect the performance of Chinese private firms

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Claus Eduard Petræus; [2018]
    Keywords : China; Finance; Private firm; Performance; Business and Economics;

    Abstract : This thesis studies the link between private firm performance and access to finance from a formal financial institution in China. Using firm-level data collected by the World Bank from 2700 private Chinese firms in the period December 2011 to February 2013, this paper finds a positive connection between the use of formal finance and private firm performance. READ MORE

  5. 4. Credit Risk Model for loans to SMEs in Sweden : Calculating Probability of Default for SMEs in Sweden based on historical data, to estimate a financial institution’s risk exposure

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Khalil Mustafa; Victor Persson; [2017]
    Keywords : Credit risk; probability of default; logistic regression;

    Abstract : As a consequence from the last financial crisis that began 2007 in USA, regulatory frameworks are continuously improved in order to limit the banks’ risk exposure. Two of the amendments are Basel III and IFRS 9. READ MORE

  6. 5. Sustainable lending in Swedish banks : An empirical study of whether Swedish banks evaluate SMEs environmental performance in the lending process

    University essay from Umeå universitet/Företagsekonomi

    Author : Liselotte Berggren; Yodit Berhe; [2016]
    Keywords : Sustainable lending; Swedish banks;

    Abstract : In Sweden we have environmental objectives to achieve for the year 2020. Swedish banks have a responsibility like everyone else in a society to act environmentally responsible. When Swedish banks are lending to SMEs they are taking a risk, however, banks are risk averse and want to minimize their risk. READ MORE