Essays about: "bank lending"

Showing result 11 - 15 of 112 essays containing the words bank lending.

  1. 11. Investigating the existence of a bank lending channel in Sweden

    University essay from Umeå universitet/Nationalekonomi

    Author : Mervan Bedikanli; [2021]
    Keywords : ;

    Abstract : This paper uses quarterly Swedish bank-level data from 1999 to 2019 in an attempt to study the existence of a bank lending channel in Sweden. The bank lending channel is concerned with the role of credit in an economy, where it is argued that monetary policy can affect the real economy through a credit channel, in which banks shift their supply of loans to the public. READ MORE

  3. 12. Marketplace lending - A study of the relationship between alternative lenders and commercial banks

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Anna Lindell; Cajsa Sernelin; [2020]
    Keywords : Marketplace Lending; FinTech; Consumer Credit; FAS 166 167; P2P lending;

    Abstract : Using a conceptual framework developed by Tang (2019), this paper examines whether Marketplace lending platforms operate as substitutes or complements to bank lending in terms of borrower credit quality and loan size. Employing data on 85,660 loans funded by LendingClub from 2009-2012, we investigate the relative difference in U.S. READ MORE

  4. 13. Financial Perspective on Sustainability: Palm oil company in Indonesia

    University essay from Uppsala universitet/Institutionen för geovetenskaper

    Author : Ade Sitinjak; [2020]
    Keywords : Business Model; Deforestation; Lending; State-Owned Bank; Sustainable Development;

    Abstract : This research is conducted to identify the integration of sustainability principles into the business model of Indonesia’s banks’ lending to the palm oil sector and the implementation by the banks’ employees to support the Indonesian government to achieve the sustainability of its palm oil sector. Three of Indonesia’s state-owned banks which are among the world’s largest creditors to the palm oil sector were evaluated using documentary research and semi-structured interviews. READ MORE

  5. 14. Basel III and Monetary Policy

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Oskar Jansson; Henric Nicklasson; [2020]
    Keywords : Basel III; Capital Requirements; Monetary Policy Transmission; Bank Lending; Business and Economics;

    Abstract : Headlined by Basel III - banking regulation has been the target of extensive revisions and remodeling in the wake of the Global Financial Crisis. The same period has, in many countries, also been characterized by unprecedented accommodative monetary policy. READ MORE

  6. 15. Mixed Integer Linear Programming for Allocation of Collateral within Securities Lending

    University essay from KTH/Optimeringslära och systemteori

    Author : Martin Wass; [2020]
    Keywords : Collateral; collateral management; optimisation; mixed integer linear programming; collateral allocation; opportunity cost; triparty collateral management; counterparty risk; Säkerheter; säkerhetshantering; optimering; blandat-heltal linjär programmering; alternativkostnad; motpartsrisk; tripartykostnad;

    Abstract : A mixed integer linear programming formulation is used to solve the problem of allocating assets from a bank to its counterparties as collateral within securities lending. The aim of the optimisation is to reduce the cost of allocated collateral, which is broken down into the components opportunity cost, counterparty risk cost and triparty cost. READ MORE