Essays about: "behaviour banking"

Showing result 1 - 5 of 36 essays containing the words behaviour banking.

  1. 1. The influence of favouritism as non financial incentives on employee performance

    University essay from Umeå universitet/Handelshögskolan vid Umeå universitet (USBE)

    Author : Egwuonwu John Rotanna; [2023]
    Keywords : ;

    Abstract : ABSTRACT In the business sector, favouritism is a frequent and typically disapproved behaviour. However, when used as a reward for excellent employee performance, favouritism can incentivize increased employee productivity and performance. READ MORE

  3. 2. Credit Scoring Based on Behavioural Data

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Daniel Bouvin; Erik Hamberg; [2022]
    Keywords : Banking; Behavior; Behaviour; Credit Modelling; Klarna; Logistic Regression; Machine Learning; Neural Networks; Random Forests; XGBoost;

    Abstract : Credit modelling has traditionally been done by credit institutes based on financial data about the individuals requesting the credit. While this has been sufficient in lowering risk in developed economies with plenty of financial data it is inefficient in developing economies and fails to reach the unbanked population. READ MORE

  4. 3. A Change within a Change : A study of how a Scandinavian bank was challenged by the COVID-19 pandemic while moving operations abroad

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Oskar Lindberg; Hozan Arazo Dhaher; [2022]
    Keywords : Change management; emergent change; planned change; organisational change; multinational banking; organisational behaviour; COVID-19;

    Abstract : The world has been challenged by the COVID-19 pandemic since 2020. The pandemic affected all businesses, and the banking sector was no exception. Within this context, efficient change management (CM) is crucial to keep up with the changing business environment. Previous research has extensively covered the planned and emergent approaches to CM. READ MORE

  5. 4. Classification Method of Financial Behaviour Through Means of Machine Learning : Can a classification method created using bank transaction and machine learning help individuals to understand their spending behavior?

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Yilei Cheng; Akhmed Al-Sayed; [2022]
    Keywords : machine learning; bank transactions; classification; spending behaviour; overspending; money awareness.; maskininlärning; banktransaktioner; klassificering; utgiftsbeteende; överutgifter; finansiell kunskap.;

    Abstract : With the current fast transformation from physical cash to digitized banking systems, there are more and more people that are at risk of overspending without realizing it. There are methods and researches done that are targeted at incorporating machine learning in identifying fraudulent transactions and credit scores but currently there is no research done in categorizing people’s behaviour based on transaction records using machine learning techniques. READ MORE

  6. 5. Gamification and its effect on investor behaviour : A qualitative study investigating the gamified trading platform Avanza

    University essay from Umeå universitet/Företagsekonomi

    Author : Marcus Moore; Hugo Ljungkvist; [2022]
    Keywords : Gamification; Behavioural finance; Octalysis; Avanza; Financial literacy;

    Abstract : The gamification trend has in recent years gained a strong hold across the field of finance. Market participants are leveraging the benefits of implementing game-design elements to previously mundane banking activities. READ MORE