Is there a problem with distortion of competition in the real estate brokery industry?

Abstract: The premise of this paper is to investigate the competition in the real estate brokery industry which could have a distortion caused by bank owned real estate brokery firms. In this investigation we could not confirm that we have a distortion of competition caused by bank owned real estate brokery firms but we can confirm that if bank owned real estate brokery firms would centralize their ownership even further we could have a situation that could look like a distortion of competition caused by bank owned real estate brokery firms. The competition in the real estate brokery business seemed healthy today according to real estate agents in the market but the situation could change rapidly if the political decisions change the amortization requirements, changes in interest rates, turbulence in the global economy etc.