Essays about: "Household Debt"

Showing result 11 - 15 of 53 essays containing the words Household Debt.

  1. 11. Zero Rates and Zero Benefits?

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Samuel Hederén; Sanjin Alagic; [2021]
    Keywords : Social Sciences;

    Abstract : Ever since the Great Recession in 2008, the effectiveness of monetary policy has been increasingly debated. Central banks in modern economies were forced to find new ways of conducting expansionary monetary policy beyond conventional methods, most notably through quantitative easing and forward guidance, as they were at, or very close to, the zero lower bound of nominal interest rates. READ MORE

  3. 12. The Dynamics of Swedish House Prices in the 20th and 21st Century

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Theo Herold; [2021]
    Keywords : house prices; housing market; Sweden; cointegration; VECM; Business and Economics;

    Abstract : Using data spanning from 1910 to 2020, house price dynamics of Stockholm and Gothenburg are found to be significantly affected by income, household debt, interest rates, construction costs and immigration. Real house prices in Stockholm and Gothenburg exhibit debt elasticities of 1.34 and 1. READ MORE

  4. 13. Debt and Health: The Impact of Over-indebtedness on Mental Well-being in Sweden

    University essay from Uppsala universitet/Nationalekonomiska institutionen

    Author : Maria Rönngren; [2020]
    Keywords : debt; mental health; health behavior; instrumental variable; Bartik instrument;

    Abstract : Household borrowing is a key element for consumption-smoothing over the life cycle. However, over-indebtedness may induce negative health impacts through uncertainty, worries, and shame for example. This paper examines how over-indebtedness affects the mental well-being in Sweden between 2010-2018. READ MORE

  5. 14. Monetary Policy Implications Through a VEC Model

    University essay from Umeå universitet/Nationalekonomi

    Author : Ludwig Schmidt; [2020]
    Keywords : ;

    Abstract : This paper examines the effects of adjustments in the key policy rate, included as the interbank rate, on the Swedish household sector debt from the second quarter of 2000 to the third quarter of 2019. The effect is examined through a Vector Error-Correction (VEC) model to determine if it provides results that are aligned with the given theory. READ MORE

  6. 15. The nub of the household indebtedness, and its association to the housing market, from a Swedish point of view

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Anita Bacanovic; Doresa Abazi; [2020]
    Keywords : Household debt; housing price; interest rate; debt to disposable income; debt to assets; demographics; debt ratio; Business and Economics;

    Abstract : The debt to disposable income ratio of Swedish households has the past thirty years increased radically and mortgages cover eighty percent of household’s financial liabilities. According to the Life-cycle hypothesis, households maintain a steady consumption throughout their lifetime by accumulating mortgages in early ages with the aim to repay their debts when their economy becomes stronger as they become older. READ MORE