Essays about: "Household Debt"
Showing result 6 - 10 of 53 essays containing the words Household Debt.
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6. Navigating the Waves: A Study on the Effect of Income Volatility on Household Debt Accumulation
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : This study investigates the influence of income volatility on household borrowing behavior, contributing to the broader discussion on the relationship between inequality and the risk of financial crises. While prior studies have generally focused on permanent income inequality, we address the overlooked aspect of transitory income inequality. READ MORE
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7. The Effect of Increasing House Prices on Household Debt in Sweden
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : By using data on house prices and household debt during the years 2010-2016 the paper aims to determine the effect of increasing house prices on housing debt and debt-to- income across Swedish municipalities. Via an IV approach we find a significant causal relationship between house prices and household debt. READ MORE
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8. Swedish Household Debt and the Effect of the European Union -An Econometric Time Series Analysis on Debt Ratio in Sweden
University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistikAbstract : This paper examines the development of the debt ratio of Swedish households from 1987-2020 as well as its driving forces. By using econometric time series analysis variables that are suspected to impact the debt ratio are tested, including a dummy variable for the time since Sweden became a member of the European Union. READ MORE
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9. Buy now, default later. - To what extent does the interest rate of consumption loans impact the future purchasing power in Sweden?
University essay from Göteborgs universitet/Graduate SchoolAbstract : How does an increase in the interest rate affect the share of household income devoted to monthly debt payments? Over recent decades, loans and credits to consumption in Sweden have risen at a pace higher than that of other types of debt, such as mortgages. Although loans and credits to consumption still account for a relatively small portion of the total debt, (about 20% of the aggregated Swedish private debt) they amount to a substantial part of the households’ monthly debt payments. READ MORE
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10. Household consumption: How households' disposable income, financial assets and total debt affect household consumption
University essay from Södertörns högskola/Institutionen för samhällsvetenskaperAbstract : This study examines whether macroeconomic variables, such as household disposableincome, financial assets and total debt affect household consumption by applying Panel dataon The fixed effects model. The data included 13 European OECD countries that are membersof EMU between the years 2009-2019. READ MORE