Essays about: "Moral hazard"

Showing result 46 - 50 of 68 essays containing the words Moral hazard.

  1. 46. Moral hazard and the duty of disclosure under the doctrine uberrimae fidei - A marine insurance law perspective

    University essay from Lunds universitet/Juridiska institutionen

    Author : Maja Robertson; [2012]
    Keywords : Maritime Law; Marine Insurance; Moral Hazard; Uberrimae Fidei; Utmost Good Faith; Law and Political Science;

    Abstract : A proposer to a marine insurance contract is subjected to a pre-contractual duty to disclose material information under the doctrine of utmost good faith (uberrimae fidei). The duty extends to comprise matters that concern moral hazard and the shipping company may consequently be required to volunteer information concerning the moral character of its owners, directors, employees and other agents connected with the insured interest at the pre-contractual negotiations with the insurance underwriter. READ MORE

  3. 47. Credit risk management : Possibilities for a housing price insurance on the Swedish market - lessons from Canada

    University essay from KTH/Bygg- och fastighetsekonomi

    Author : John Hunter; Jakob Westin; [2011]
    Keywords : Property value; Credit risk; Home value insurance; Equity insurance; Canada;

    Abstract : The deregulation of the financial markets that started over two decades ago in the developed countries has led to increased house prices and loan to value ratios. Home owners in western countries have over the last two decades steadily decreased their savings and at the same time increased the size of their mortgages and the amount of leverage used to purchase their homes. READ MORE

  4. 48. The Effect of an Education in Business and Economics on the Behaviour in a Moral Hazard Situation

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Johanna Hagberg; Louise Rimbäck; [2011]
    Keywords : Moral Hazard; Indoctrination; Selection; Risk willingness;

    Abstract : Market failures being highlighted during the most recent financial crisis, aroused our interest of moral hazard. We study behaviour in a moral hazard situation on an individual level. READ MORE

  5. 49. Financial sustainability of microfinance : a zero default case study of the Chanthaburi Province Savings Group

    University essay from SLU/Dept. of Economics

    Author : Warut Woradithee; [2011]
    Keywords : Chanthaburi; delinquency; default; group-lending contract; joint liability; microfinance; repayment rate; welfare ;

    Abstract : Apart from poverty alleviation which is the prominent mission of microfinance institutions (MFIs), MFIs also need to maintain their financial sustainability to assure that they will have working capital in the next period. "Repayment rate" is a common indicator used to measure financial sustainability of MFIs. READ MORE

  6. 50. The assured’s post-formation duty of utmost good faith in marine insurance

    University essay from Lunds universitet/Juridiska institutionen

    Author : Sebastian Magnusson; [2011]
    Keywords : Master in Maritime Law; marine insurance; utmost good faith; uberrimae fidei; Law and Political Science;

    Abstract : The doctrine of utmost good faith in insurance contracts has long been a part of English law. It was codified with the Marine Insurance Act 1906. In the pre-formation stage the doctrine consists of a duty to avoid non-disclosure and misrepresentation. READ MORE