Essays about: "Mortgage lending rate"

Showing result 1 - 5 of 7 essays containing the words Mortgage lending rate.

  1. 1. An Empirical Study on the Reversal Interest Rate

    University essay from KTH/Matematisk statistik

    Author : Pontus Berglund; Daniel Kamangar; [2020]
    Keywords : reversal interest rate; effective lower bound; negative interest rates; monetary policy transmission; interest rate pass-through; bank lending;

    Abstract : Previous research suggests that a policy interest rate cut below the reversal interest rate reverses the intended effect of monetary policy and becomes contractionary for lending. This paper is an empirical investigation into whether the reversal interest rate was breached in the Swedish negative interest rate environment between February 2015 and July 2016. READ MORE

  3. 2. Swedish Banks' Reactions to the Negative Repo Rate

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Alexandra Bjärrenholt; Konsta Lövgren; [2016]
    Keywords : negative repo rate; Swedish universal banks; borrowing from the public; asset management of interest rate products; lending to the public;

    Abstract : The negative repo rate is a fairly new phenomenon in the Swedish economy, and it affects the operations of Swedish universal banks through an impact on different interest rates. The goal of the study was to identify and explain the main reactions of the four largest and most influential Swedish universal banks to the effects caused by the negative repo rate. READ MORE

  4. 3. Mortgage Lending Institutions in Scandinavia: A study of risk for the period 2000-2013

    University essay from Umeå universitet/Företagsekonomi

    Author : Syed Anil Akbar; Duyen Ngoc La; [2014]
    Keywords : ;

    Abstract : In the last 14 years there has been a major flux in the Scandinavian financial institutions and real estate markets. The increase in size and openness, in both the markets and the institutions allowed the sector to expand phenomenally, raising concerns about the potential rise of risks. READ MORE

  5. 4. Time series analysis of repo rates and mortgagecaps eect on house price index

    University essay from KTH/Fastigheter och byggande

    Author : Jakob Stockel; [2014]
    Keywords : Time series analysis; house price index; repo rate; mortgage cap; Tidsserieanalys; fastighetsprisindex; reporanta; bolanetak;

    Abstract : Price trends on the Swedish housing market has risen sharply in recent decades and is at the moment up to the highest price level ever. The sharp price movements have opened up for discussion about a possible housing bubble. To prevent this the Riksbank can change the repo rate, which in turn aects the lenders' lending rates. READ MORE

  6. 5. A Study of Swedish Mortgage Interest Rates and Swedbank Stock Returns : Time-varying Mortgage Margins and Stock Returns

    University essay from KTH/Bank och finans

    Author : Siyi Yang; [2012]
    Keywords : Mortgage loan; interest rate; housing market; financial market; bank’s stock return;

    Abstract : How banks set the mortgage interest rates and the sizes of the mortgage margins they obtain from making mortgage loans always attract attention from households, government authorities, politicians and market actors. This thesis studies the relationship between Swedish mortgage interest rates and mortgage lending institutions’ costs of obtaining funds, and how the gross margins of mortgage interest rates influence the banks stock returns. READ MORE