Essays about: "credit loan"
Showing result 6 - 10 of 116 essays containing the words credit loan.
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6. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market
University essay from KTH/Fastighetsföretagande och finansiella systemAbstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE
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7. Loan Loss Provisions and Lending Activity in Banks : A quantitative study comparing the effects of loan loss provisions on lending activity in banks applying IFRS 9 and ASC 326
University essay from Umeå universitet/FöretagsekonomiAbstract : As a response to the financial crisis of 2008 the IASB and the FASB developed IFRS 9 and ASC 326, respectively. These accounting regulations are supposed to increase reporting transparency and promote financial stability by determining the calculation and recognition of loan loss provisions. READ MORE
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8. Heterogeneity in demand for credit payment protection insurance
University essay from Umeå universitet/NationalekonomiAbstract : Household indebtedness has increased remarkably around the world in the last two decades (IMF, 2023) e.g., in Finland, where households borrow more, but also end up with economic difficulties where they cannot afford to amortize their loans (Tilastokeskus, 2023). READ MORE
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9. Green corporate loans : A model-creating study exploring what information is used and its role when assessing green corporate loans
University essay from Uppsala universitet/Företagsekonomiska institutionenAbstract : Banks have a vital role in the society-wide green transition. However, the field of green finance is relatively unexplored in academia. READ MORE
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10. Economic Capital Models : Methods for fitting loss distributions
University essay from Umeå universitet/Institutionen för matematik och matematisk statistikAbstract : The thesis provides a well-researched classical approach to fit and predict the losses (extreme) for Lloyds Bank’s Dutch mortgage portfolio, their defaulted Dutch mortgage portfolio, and their German personal and car loan portfolio. This is a crucial piece for quantification of the economic loss, required for effective credit risk management by the Bank. READ MORE