Essays about: "insurance effect"

Showing result 11 - 15 of 89 essays containing the words insurance effect.

  1. 11. Spatial Statistical Modelling of Insurance Claim Frequency

    University essay from Lunds universitet/Matematisk statistik

    Author : Daniel Faller; [2022]
    Keywords : Insurance risk; claim frequency; Markov chain Monte Carlo MCMC ; Riemann manifold Metropolis adjusted Langevin algorithm MMALA ; spatial statistics; Gaussian Markov random field GMRF ; preconditioned Crank Nicolson Langevin algorithm pCNL ; Gibbs sampling; Bayesian hierarchical modelling; high dimensional; shrinkage prior; horseshoe prior; regularisation.; Mathematics and Statistics;

    Abstract : In this thesis a fully Bayesian hierarchical model that estimates the number of aggregated insurance claims per year for non-life insurances is constructed using Markov chain Monte Carlo based inference with Riemannian Langevin diffusion. Some versions of the model incorporate a spatial effect, viewed as the relative spatial insurance risk that originates from a policyholder's geographical location and where the relative spatial insurance risk is modelled as a continuous spatial field. READ MORE

  3. 12. Does Ethnic Origin matter for Health Inequalities in Bolivia? An Assessment of the Effect of Ethnicity on Health Care Access and Health Outcomes

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Brianna Gerlach; [2022]
    Keywords : Health inequalities; ethnicity; Bolivia; health outcomes; indigenousness; Business and Economics;

    Abstract : Good health is of utmost importance to individuals and economic growth. Nevertheless, inequalities concerning health services and conditions are observed in developed as well as developing countries. Often such disparities are related to ethnicity, with indigenous populations exhibiting lower health performance. READ MORE

  4. 13. Improved side impact car safety : New IIHS side crash regulation, effect on product design

    University essay from Luleå tekniska universitet/Institutionen för ekonomi, teknik, konst och samhälle

    Author : Andreas Bäckman; [2022]
    Keywords : Side impact beam; IIHS; side crash; side impact crash testing; crash testing of automobiles; industrial design engineering; automotive design; product design; Sidokrockskydd; IIHS; sidokrock; sidokollision; sidokrocktestning; krocktest av bilar; teknisk design; bildesign; produktdesign;

    Abstract : 23% of passenger vehicle occupant deaths in 2019 was side-impact collisions and is a ongoing problem that continues to take people’s lives (IIHS, 2021a). IIHS (Insurance Institute for Highway Safety) is an organization based in USA, which performs vehicle crash tests with the goal of making cars safer and reducing deaths and injuries. READ MORE

  5. 14. Should some be left behind in the race to increase the retirement age? Evidence from a life-cycle model pension reform simulation for Sweden.

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Gediminas Goda; [2021]
    Keywords : Life cycle; Pension reform; Retirement; Disability insurance;

    Abstract : Governments across the world are undertaking retirement age reforms to preserve fiscal sustainability in the face of population aging. However, research suggests that increasing the retirement age often has the unwanted side effect of increased disability insurance claiming, which can offset a big part of the savings realized due to lower spending on retirement benefits. READ MORE

  6. 15. Credit Rating Downgrades Amongst Commercial Real Estate Companies on the Swedish Corporate Bond Market : To BBB or not to BBB

    University essay from KTH/Fastigheter och byggande

    Author : Björn Uggla; Carl Nielsen; [2021]
    Keywords : Credit Rating Downgrade; Corporate Bonds; Commercial Real Estate; Capital Market Financing; Nedgraderingar av kreditbetyg; företagsobligationer; kapitalmarknadsfinansiering; kommersiella fastigheter;

    Abstract : In the last decade, Swedish commercial real estate companies have increased their presence on thecorporate bond market significantly. The real estate companies now account for the majority ofoutstanding bonds and the trend appears to continue. READ MORE