Essays about: "loans in banks"

Showing result 6 - 10 of 113 essays containing the words loans in banks.

1. 6. ESG and Financial Stability in the Banking Sector

   University essay from Uppsala universitet/Företagsekonomiska institutionen

   Author : Zohreh Asgari; Jovita Molyte; [2023]
   Keywords : ESG; Sustainability; Financial Stability; Z-score; Tobin’s Q; Non-performing loans; Banks; Financial Sector; Economic Distress; Covid-19;

   Abstract : The banking sector is experiencing an increasing interest in evaluating environmental performance, social responsibility, and corporate governance (ESG), since the internationalcontext aroused discussions on advantages of incorporating ESG-related policies. Therefore,significant relationships between ESG engagement and financial performance and stabilityare expected. READ MORE

3. 7. Loan Loss Provisions and Lending Activity in Banks : A quantitative study comparing the effects of loan loss provisions on lending activity in banks applying IFRS 9 and ASC 326

   University essay from Umeå universitet/Företagsekonomi

   Author : Rikard Fredmer; Alicia Julienne Zanic; [2023]
   Keywords : Agency Theory; ASC 326; Basel III; Earnings Management; Expected Credit Loss es ; Expected Credit Loss Model; FASB; IASB; IFRS; IFRS 9; Lending Activity; Loan Loss Allowance s ; Loan Loss Provision s ; New Loans Originated; Procyclicality; Signaling Theory; Stewardship Theory; US GAAP;

   Abstract : As a response to the financial crisis of 2008 the IASB and the FASB developed IFRS 9 and ASC 326, respectively. These accounting regulations are supposed to increase reporting transparency and promote financial stability by determining the calculation and recognition of loan loss provisions. READ MORE

4. 8. Green corporate loans : A model-creating study exploring what information is used and its role when assessing green corporate loans

   University essay from Uppsala universitet/Företagsekonomiska institutionen

   Author : Maria Rydén; Lourdes Zemariam Ermias; [2023]
   Keywords : Green Finance; Green Corporate Loans; Hard Information; Soft Information; Information Asymmetry; Relationship Lending; Transactional Lending;

   Abstract : Banks have a vital role in the society-wide green transition. However, the field of green finance is relatively unexplored in academia. READ MORE

5. 9. A multi-gene symbolic regression approach for predicting LGD : A benchmark comparative study

   University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

   Author : Hanna Tuoremaa; [2023]
   Keywords : Symbolic regression; loss given default; credit risk; logit transformed regression; beta regression; multi-gene genetic programming; regression tree;

   Abstract : Under the Basel accords for measuring regulatory capital requirements, the set of credit risk parameters probability of default (PD), exposure at default (EAD) and loss given default (LGD) are measured with own estimates by the internal rating based approach. The estimated parameters are also the foundation of understanding the actual risk in a banks credit portfolio. READ MORE

6. 10. Lowering energy need and improving indoor climate - A case study of rural dwellings in Gammalsvenskby, Ukraine

   University essay from Lunds universitet/Institutionen för arkitektur och byggd miljö; Lunds universitet/Avdelningen för Energi och byggnadsdesign

   Author : Viktor Kauranen; [2022]
   Keywords : Gammalsvenskby; energy-efficient; indoor climate; rural buildings; renovation; Ukraine; Life cycle cost; Technology and Engineering;

   Abstract : A vast majority of rural dwellings in Ukraine are inefficient from an energy perspective, with a major need for energy-efficient renovations. A lot of these buildings are also having problems with the indoor climate, with poor ventilation combined with indoor combustion of fuel which can cause negative health effects. READ MORE