Essays about: "loans in banks"
Showing result 21 - 25 of 113 essays containing the words loans in banks.
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21. The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region
University essay from Södertörns högskola/NationalekonomiAbstract : An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. READ MORE
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22. An Empirical Study on the Reversal Interest Rate
University essay from KTH/Matematisk statistikAbstract : Previous research suggests that a policy interest rate cut below the reversal interest rate reverses the intended effect of monetary policy and becomes contractionary for lending. This paper is an empirical investigation into whether the reversal interest rate was breached in the Swedish negative interest rate environment between February 2015 and July 2016. READ MORE
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23. Using bank transactions to assess credit risk
University essay from Handelshögskolan i Stockholm/Institutionen för marknadsföring och strategiAbstract : A lack of proper credit risk assessment can have catastrophic consequences, not only for individual borrowers or lending banks, but for society as a whole, which was the case in the financial crisis of 2008. Therefore it is essential that any risk assessment process has as much information as possible at hand so that the delinquency predictions are as accurate as they can be. READ MORE
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24. The impact of capital regulations: A study of the Basel framework
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : Financial crises are a major issue in modern history. In a great deal of the financial crises there is a banking crisis involved. To regulate and supervise banks the Basel framework was created. With the framework, the aim is to enhance financial stability and to minimize the effect from a potential financial crisis. READ MORE
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25. Forecast Modelling of Future Events that Affect the Repayment Capacity of Mortgages
University essay from KTH/Hälsoinformatik och logistikAbstract : The Swedish Financial Supervisory Authority introduced new guidelines and regulations on March 1, 2019. These regulations induced Swedish banks and other creditors to consider future events as a mean to improve their ability to determine the risk of debtors. A forecast generator was created as a tool to accomplish this. READ MORE