Essays about: "loans in banks"

Showing result 16 - 20 of 113 essays containing the words loans in banks.

  1. 16. FACTORS INFLUENCING PARTICIPATION IN THE PENSION FUND AMONG INFORMAL SECTORS´ WORKERS IN TANZANIA

    University essay from Umeå universitet/Nationalekonomi

    Author : Mahmoud Seif Mohammed; [2021]
    Keywords : ;

    Abstract : The informal sector is crucial in the development of several developing countries as a large percentage of workers are employed or self-employed in this sector. According to the International Organisation of Pension Supervisors Report (2011) which was approved by Social Security Regulatory Authority, approximately 89. READ MORE

  2. 17. Investigating the existence of a bank lending channel in Sweden

    University essay from Umeå universitet/Nationalekonomi

    Author : Mervan Bedikanli; [2021]
    Keywords : ;

    Abstract : This paper uses quarterly Swedish bank-level data from 1999 to 2019 in an attempt to study the existence of a bank lending channel in Sweden. The bank lending channel is concerned with the role of credit in an economy, where it is argued that monetary policy can affect the real economy through a credit channel, in which banks shift their supply of loans to the public. READ MORE

  3. 18. Marketplace lending - A study of the relationship between alternative lenders and commercial banks

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Anna Lindell; Cajsa Sernelin; [2020]
    Keywords : Marketplace Lending; FinTech; Consumer Credit; FAS 166 167; P2P lending;

    Abstract : Using a conceptual framework developed by Tang (2019), this paper examines whether Marketplace lending platforms operate as substitutes or complements to bank lending in terms of borrower credit quality and loan size. Employing data on 85,660 loans funded by LendingClub from 2009-2012, we investigate the relative difference in U.S. READ MORE

  4. 19. Developing an Advanced Internal Ratings-Based Model by Applying Machine Learning

    University essay from KTH/Matematisk statistik

    Author : Aso Qader; William Shiver; [2020]
    Keywords : Internal-Ratings Based Approach; Machine Learning; Zero-Inflated Beta Regression; Capital Requirement; Basel Accords;

    Abstract : Since the regulatory framework Basel II was implemented in 2007, banks have been allowed to develop internal risk models for quantifying the capital requirement. By using data on retail non-performing loans from Hoist Finance, the thesis assesses the Advanced Internal Ratings-Based approach. READ MORE

  5. 20. Banks' Interest Rate Risk Exposure Under Low Rates: Tracing Exposure from Balance Sheet Positions

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Linnéa Ekberg; Denise Tayli; [2020]
    Keywords : Banks; Interest rate exposure; Low interest rates; Risk-taking;

    Abstract : Has the risk exposure of banks changed in response to low interest rates? We construct simple factor portfolios using the fair values of positions held by the U.S. banking sector in order to trace the interest rate exposure of individual positions on banks' balance sheets between 2001-2019. We find that the U. READ MORE