Essays about: "pension and life insurance"

Showing result 1 - 5 of 11 essays containing the words pension and life insurance.

  1. 1. An Introduction to Premium Setting of Life Insurance Annuities

    University essay from Stockholms universitet/Matematiska institutionen

    Author : Viktor C. E. Ellerud; Leo G. Levenius; [2023]
    Keywords : Life insurance; annuity; premium setting; pension scheme;

    Abstract : This paper aims to introduce the reader to the premium setting of annuities within life insurance. This is done using a hypothetical annuity contract offered to 36-year-olds in Sweden. The contract provides an annual pension from age 65 until either the individual's death or age 90, after which payouts cease. READ MORE

  3. 2. Navigating the Volatility Adjustment in Solvency II : Portfolio Optimization for Balance Sheet Stability

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Max Thorendal; [2023]
    Keywords : ;

    Abstract : This thesis investigates volatility adjustment from the Solvency II regulation and portfolio allocation methods for pension- and life insurance companies aiming to maintain a stable balance sheet. The volatility adjustment is a component added to the risk-free rate for discounting the present value of future liabilities, and it is calculated monthly based on the spread levels in the fixed-income market. READ MORE

  4. 3. Should some be left behind in the race to increase the retirement age? Evidence from a life-cycle model pension reform simulation for Sweden.

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Gediminas Goda; [2021]
    Keywords : Life cycle; Pension reform; Retirement; Disability insurance;

    Abstract : Governments across the world are undertaking retirement age reforms to preserve fiscal sustainability in the face of population aging. However, research suggests that increasing the retirement age often has the unwanted side effect of increased disability insurance claiming, which can offset a big part of the savings realized due to lower spending on retirement benefits. READ MORE

  5. 4. Medicine calendar : A Design Solution to Help the Chinese Elderly Improve Their Experience of Taking Medicine

    University essay from Linnéuniversitetet/Institutionen för design (DE)

    Author : xueyi yu; [2019]
    Keywords : Elderly people; Medicine; Sustainability; Calendar; Design;

    Abstract : Population aging is occurring all over the world as fertility declines and life expectancy rises.China, as the developing country with the largest population, is also experiencing thisphenomenon. However, the pension insurance system and health care system for theelderly has not been developed well enough. READ MORE

  6. 5. En GAP-analys av den svenska pensionsrådgivningen : underskattar pensionsrådgivande företag betydelsen av svenska lantbruksföretagares förväntningar

    University essay from SLU/Dept. of People and Society

    Author : Björn Beckman; Henning Ekselius; [2019]
    Keywords : tjänstekvalité; service; SERVQUAL; GAP-modell; pension; retirement;

    Abstract : Något som diskuteras ofta i den svenska lantbruksbranschen är den dåliga lönsamheten. Det är också det som många lantbrukare säger är orsaken till att de inte kan pensionsspara, och därmed inte kan förbereda sig för ett liv som pensionär på bästa sätt. READ MORE