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Showing result 16 - 20 of 52 essays matching the above criteria.

  1. 16. Impact of Interest Rate Increase on Stockholm’s Households

    University essay from KTH/Fastigheter och byggande

    Author : William Laab; Adam Pataky; [2019]
    Keywords : Mortgage rate; interest rate; HHs; debt service ratio; Stockholm; Bolåneränta; ränta; hushåll; debt service ratio; Stockholm;

    Abstract : The housing prices have increased in a rapid pace in Stockholm the past decades. Simultaneously, the interest rates have decreased drastically, since the global financial crisis in 2008. The two movements combined have led to higher debt among Swedish households and especially in the capital, Stockholm. READ MORE

  3. 17. Price Development of Residential Assets in the Stockholm Inner City Areas : Regression Analysis of Macro Prudential Policies, Construction Levels and Determination of Price in the Tenant Owned Market

    University essay from KTH/Fastigheter och byggande

    Author : Tim Westerberg; Riad Karadja; [2019]
    Keywords : Macro prudential policies; Stockholm; Tenant-owned asset market; Regression Analysis; Price development; New supply; Amortization requirements; Makroekonomi; Stockholm; Bostadsmarknad; Regressionsanalys; Prisutveckling; Nytt utbud; Amorteringskrav;

    Abstract : After the financial crisis in 2008 Sweden implemented a stricter monetary expansionary enforcement trying to stabilize the overall economy of the country. These measures have led to discussions about secular stagnation and an increased savings glut when the interest rate is lowered. READ MORE

  4. 18. Forecast Modelling of Future Events that Affect the Repayment Capacity of Mortgages

    University essay from KTH/Hälsoinformatik och logistik

    Author : Alexander Nordlund; Niklas Ålander; [2019]
    Keywords : Mortgage calculator; forecast modelling; loss of income; pension; foreign currency; depreciation; interest rate; left-to-live-on; surplus; deficit; Boendekalkyl; prognosmodellering; inkomstbortfall; pension; utländsk valuta; värdeminskning; ränta; kvar att leva på; överskott; underskott;

    Abstract : The Swedish Financial Supervisory Authority introduced new guidelines and regulations on March 1, 2019. These regulations induced Swedish banks and other creditors to consider future events as a mean to improve their ability to determine the risk of debtors. A forecast generator was created as a tool to accomplish this. READ MORE

  5. 19. Poverty reduction through land titling : A study about the economic effects of the Malawi national land policy

    University essay from KTH/Fastigheter och byggande

    Author : Anna Engblom; August Isacsson; [2019]
    Keywords : Land Titling; Land Investment; Credit Access; Economic Growth; Poverty Reduction;

    Abstract : Access to land is vital for providing our basic needs. According to earlier research, private landtitles are a prerequisite for secure land rights and are vital for enabling sustainable economicgrowth and poverty reduction. In Malawi, where a majority of the land is customary, newlaws have been enacted, but not yet implemented. READ MORE

  6. 20. Optimizing the net interest margin of a bank : An extension of the Black-Litterman model with financial regulations

    University essay from KTH/Optimeringslära och systemteori

    Author : Josefin Hansson; Annie Zhang; [2018]
    Keywords : ;

    Abstract : A bank's business model is based on borrowing and lending, and by borrowing funds at a lower rate and lending these funds at a higher rate, the bank makes a profit. Thus, a key task in each bank's operations is to maximize its net interest margin. READ MORE