Essays about: "Household liquidity"

Found 5 essays containing the words Household liquidity.

  1. 1. "Den 25:e smäller det!" Payday Arbitrage in Swedish Consumer Market Behavior

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Marwan Al-Bardaji; Alexander Wikström; [2023]
    Keywords : Payday effect; Behavioral household finance; Time preference; Payday arbitrage; Household liquidity;

    Abstract : This thesis investigates the impact of the Swedish salary disbursement schedule on consumer behavior, particularly on the 25th of each month, a notable payday for most employees in Sweden. The study examines whether the anticipation of a monthly salary influences consumer decisions and spending patterns, potentially leading to payday-related arbitrage opportunities in Swedish marketplaces. READ MORE

  3. 2. Interpreting Sensitivity

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Charlie Nilsson; [2023]
    Keywords : excess sensitivity; comovement; non-Ricardian households; liquidity constraints; retirement puzzle; Business and Economics;

    Abstract : The standard interpretation of aggregate excess sensitivity is that it represents the economy share of non-Ricardian households. However, household level evidence suggests that excess sensitivity can also be explained by the comovement of consumption and income over the lifetime, which occurs due to retirement and changes in household size. READ MORE

  4. 3. Decomposing the Term Structure of Housing Risk: Implications of Market Segmentation and Liquidity

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : August Hansson; Olov Ryding Hallin; [2018]
    Keywords : Housing risk; Real estate returns; Liquidity; House price index; Household finance;

    Abstract : This paper studies the empirical properties of the term structure of total housing risk in Sweden using a particularly rich dataset of housing transactions. We contrast recent studies by showing that, even after ten years, 75% of the total variation in housing returns will be attributable to the idiosyncratic shock. READ MORE

  5. 4. Negative Interest Rates Effect Economic Stability

    University essay from Mälardalens högskola/Akademin för ekonomi, samhälle och teknik

    Author : Marko Nikolic; Miriam Homsi; [2018]
    Keywords : negative interest rates; central banks; monetary policy;

    Abstract : Today's monetary policy is a historic one, where the introduction of negative interest rates has started a new "age" of unconventional monetary policy and some argue that there is a need for further unconventional monetary tools. The purpose of this thesis is to analyze negative interest rates, how they came to be, what long-term eect they have on economic stability and if its possible to get out. READ MORE

  6. 5. Impact of Microfinance on Living Standards, Empowerment and Poverty Alleviation of Poor People: A Case Study on Microfinance in the Chittagong District of Bangladesh

    University essay from Handelshögskolan vid Umeå universitet

    Author : Mohammad Arifujjaman Khan; Mohammed Anisur Rahaman; [2007]
    Keywords : Microfinance;

    Abstract : Microfinance is not a new development. Its origin can be traced back to 1976, when Muhammad Yunus set up the Grameen Bank, as experiment, on the outskirts of Chittagong University campus in the village of Jobra, Bangladesh. READ MORE