Essays about: "Behavioral household finance"

Showing result 1 - 5 of 6 essays containing the words Behavioral household finance.

  1. 1. "Den 25:e smäller det!" Payday Arbitrage in Swedish Consumer Market Behavior

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Marwan Al-Bardaji; Alexander Wikström; [2023]
    Keywords : Payday effect; Behavioral household finance; Time preference; Payday arbitrage; Household liquidity;

    Abstract : This thesis investigates the impact of the Swedish salary disbursement schedule on consumer behavior, particularly on the 25th of each month, a notable payday for most employees in Sweden. The study examines whether the anticipation of a monthly salary influences consumer decisions and spending patterns, potentially leading to payday-related arbitrage opportunities in Swedish marketplaces. READ MORE

  2. 2. Irrational individuals and inefficient markets : A quantitative study of factors’ impact on individuals’ risk willingness

    University essay from Umeå universitet/Nationalekonomi

    Author : Tom Ekelund; [2020]
    Keywords : ;

    Abstract : While conventional academic finance highlights theories within modern portfolio theory such as the Capital Asset Pricing Model, the emerging field of behavioral finance tries to develop these theories by incorporating psychological elements into the equation. Furthermore, an extensively discussed phenomenon is individuals’ risk willingness. READ MORE

  3. 3. Energy Policy Instrument Modeling in the Agent-Based Energy Model DiDo

    University essay from KTH/Energiteknik

    Author : Jansen Luca Lena; [2018]
    Keywords : ;

    Abstract : This work is investigating how energy policy instruments can be depicted explicitly in DiDo, the regionalagent-based energy transition model for the Netherlands designed by the TNO. Within DiDo the transition of the energy system is considered a result of individual transformations of the different stakeholders in the system. READ MORE

  4. 4. The Impact of House Price Changes on Household Savings : A panel data study of the impact of the changes in house prices and interest rates on household savings in Europe

    University essay from Södertörns högskola/Nationalekonomi

    Author : David Salame; Harley Klerck; [2017]
    Keywords : Household Savings; Wealth; Interest Elasticity of Savings; House Price; Behavioural Finance; Real Estate;

    Abstract : Real estate remains to be a major component of wealth for households as the market value of houses continues to rise noticeably again, as before the global recession 2007. Understanding households’ responses to changes of house prices and interest rates is important as fluctuations of these kind affect their preferences of saving. READ MORE

  5. 5. Model-based Analysis of Individual Decision Making in the DNB Household Survey

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Shuai Guo; [2011]
    Keywords : prospect theory; Behavioral finance; model-based analysis; Business and Economics;

    Abstract : Human financial decisions are known to deviate from ‘rational’, particularly under uncertainty and if time delays are involved. In the Nobel-winning prospect theory, Tversky and Kahneman showed that deviations from rational behavior were not only robust but also quite predictable, if considering average behavior in a population. READ MORE