Essays about: "Traditional banking"

Showing result 16 - 20 of 78 essays containing the words Traditional banking.

  1. 16. The Precarious Issue of Residential Development Financing : A Medium Sized Developer’s Troublesome Reality

    University essay from KTH/Fastigheter och byggande

    Author : Daniel Max; Victor Spolander; [2021]
    Keywords : Residential Development Financing; Debt Capital; Alternative Financing Solutions; Finansiering av Bostadsutveckling; Lånefinansiering; Alternativa Finansieringslösningar;

    Abstract : Residential real estate development is a capital-intensive business with a lot of risks involved, particularly according to Swedish banks. Since the price fall and decreased consumer confidence on the housing market in 2017, banks have become considerably more restrictive with regards to their approval of construction credit, especially towards smaller and medium sized actors on the residential real estate development market. READ MORE

  3. 17. Large-Scale Agile Transformation : A Case Study Conducted in the Banking Industry with a Focus on Organizational, Managerial, and Cultural Aspects

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : AREEBA ZAMAN KHAN; SOPHIE ÅSTRÖM; [2021]
    Keywords : Large-scale agile; agile transformations; organizational change; change management; SAFe; bank; Frontit; Storskalig agil transformation; organisatorisk förändring; förändringsledning; SAFe; bank; Frontit;

    Abstract : In today's competitive market, established organizations need to adapt in order to survive. One way to do this is by transforming to agile. Since its origin in the IT industry, the agile approach has been embraced by several different industries. READ MORE

  4. 18. Credit Risk Analysis with Machine Learning for Peer-to-Peer Lending

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Lingzhi Huang; Wanlin Hu; [2021]
    Keywords : Credit Risk; Default; Machine Learning; Peer-to-Peer Lending; Predictive Modelling;

    Abstract : In the past decade, the scale and scope of fintech credit have snowballed. The peer-to-peer lending industry can be seen as a complement to the traditional banking system. Improving the performance of lending platforms by increasing the accuracy of credit default predictions can help these platforms establish a decisive advantage in the market. READ MORE

  5. 19. Value Creation in the Banking Industry - A comparative case study of how value is proposed by two Swedish banks from a S-D logic perspective

    University essay from Göteborgs universitet/Graduate School

    Author : Alexandra Kjöllerström; Beatrice Sörby; [2020-07-23]
    Keywords : Service Dominant Logic; Retail Banking; Value Proposition; Co-creation of Value; Service Innovation; Digitalization;

    Abstract : This study examines how two banks with different digital strategies and customer interaction approaches propose value propositions. Digitalization is reshaping industrial fundamentals as well as leading to changes in the value proposition of companies’ business models. READ MORE

  6. 20. A Study Evaluating the Liquidity Risk for Non-Maturity Deposits at a Swedish Niche Bank

    University essay from KTH/Matematisk statistik

    Author : Markus Hilmersson; [2020]
    Keywords : Financial mathematics; time series analysis; risk management; risk analysis; non-maturing deposits; SARIMA; SARIMAX; BCBS; IRRBB; Finansiell matematik; tidsserieanalys; riskhantering; riskanalys; Icke-tidsbunden inlåning; SARIMA; SARIMAX; BCBS; IRRBB;

    Abstract : Since the 2008 financial crisis, the interest for the subject area of modelling non-maturity deposits has been growing quickly. The area has been widely analysed from the perspective of a traditional bank where customers foremost have transactional and salary deposits. However, in recent year the Swedish banking sector has become more digitized. READ MORE