Essays about: "changes in banking"
Showing result 1 - 5 of 99 essays containing the words changes in banking.
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1. Unveiling the Digital Shift: Exploring the Changing Landscape of Work in Banking
University essay from Jönköping University/Internationella HandelshögskolanAbstract : Background: The advent of digitalization has significantly impacted various aspects of society. Digitalization has aided in the growth of more ecologically friendly practices, and remote work hasreduced the usage of cars and lowered carbon emissions. READ MORE
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2. Open finance – a retail perspective: Creating and capturing value while balancing the dilemma of data protection
University essay from Lunds universitet/ProduktionsekonomiAbstract : The banking and financial services industry is experiencing a significant transformation driven by factors such as regulatory changes, customer demands, and the growing focus on data. This evolution has given rise to the concept of open finance, an extension of open banking that encompasses various financial sectors. READ MORE
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3. Moral Hazard and Banking Risk, a Euro Area Analysis
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : The study investigates the effects of capital regulations on risk-taking within the Euro- zone banking sector from 2013 to 2019, specifically focusing on the impact of moral hazard stemming from bank charter value and ownership influence. Previous research suggests both bank charters and ownership influence can prompt different risk behaviours and po- tentially influence the effectiveness of capital regulations. READ MORE
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4. Navigating the Era of Open Banking: The Opportunities and Threats of Open Banking - a Case Study of Nordea and the Open Banking Ecosystem
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : Regulatory changes and shifts in technology enabled the rise of Open Banking. In this paper, we examine the opportunities and threats implied by Open Banking on traditional banks and the strategies on how to navigate the era of Open Banking, using Nordea as an example. READ MORE
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5. RNN-based Graph Neural Network for Credit Load Application leveraging Rejected Customer Cases
University essay from Högskolan i Halmstad/Akademin för informationsteknologiAbstract : Machine learning plays a vital role in preventing financial losses within the banking industry, and still, a lot of state of the art and industry-standard approaches within the field neglect rejected customer information and the potential information that they hold to detect similar risk behavior.This thesis explores the possibility of including this information during training and utilizing transactional history through an LSTM to improve the detection of defaults. READ MORE