Essays about: "PSD2"

Showing result 1 - 5 of 17 essays containing the word PSD2.

  1. 1. Open Banking: Application difficulties & API security, under PSD2.

    University essay from Luleå tekniska universitet/Institutionen för system- och rymdteknik

    Author : Efstathios Tsanakas; [2023]
    Keywords : psd2; open banking; banking api;

    Abstract : .... READ MORE

  3. 2. Navigating the Era of Open Banking: The Opportunities and Threats of Open Banking - a Case Study of Nordea and the Open Banking Ecosystem

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Dennis Kiener; Ronaldo Sprenger; [2023]
    Keywords : Open Banking; PSD2; FinTech; Banks; Finance;

    Abstract : Regulatory changes and shifts in technology enabled the rise of Open Banking. In this paper, we examine the opportunities and threats implied by Open Banking on traditional banks and the strategies on how to navigate the era of Open Banking, using Nordea as an example. READ MORE

  4. 3. API data gathering and structuring for machine learning and human use : Optimizing API data for both financial machine learning and being easy to read and use by the end user

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Axel Forshällen; [2022]
    Keywords : API; data preprocessing; machine learning; data structures; abstraction; PSD2; open banking; API; data förprocessering; maskininlärning; data strukturer; abstraktion; PSD2; open banking;

    Abstract : This thesis looks into how to implement an abstraction layer between transaction data gathered from Revised Payment Services Directive (PSD2) compliant banks via an Application Programming Interface (API) and a data base, with a human user interface for reading and structuring the data. API for data sources tend to not have a standardized structure and this creates a problem for machine learning. READ MORE

  5. 4. PSD2 - The Revolution that Never Happened

    University essay from Göteborgs universitet/Graduate School

    Author : Elinor Ahlfors Hallkvist; Olivia Larsson; [2021-06-24]
    Keywords : PSD2; Open Banking; Institutional Change; Decoupling; Disruptive Business Model Innovation;

    Abstract : The introduction of PSD2 was expected to revolutionise the financial industry and disrupt established banks’ business models. However, the changes have not been as dramatic as expected. Mainly this concerns the predicted increase in innovation speed. READ MORE

  6. 5. Opportunity Exploration and Evaluation: in the Trend of Open Banking

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Yuchen Hsiao; [2021]
    Keywords : Open banking; PSD2; Fintech; Challenger bank; Banking; Opportunity identification; Opportunity evaluation; Opportunity development; Embedded finance; Blue ocean strategy; Disruptive innovation; Open banking; PSD2; Fintech; Utmanarbank; Bankverksamhet; Identifiering av möjligheter; Utvärdering av möjligheter; Utveckling av möjligheter; inbäddad finansiering; Blue ocean-strategi; Disruptiv innovation;

    Abstract : The concept of open banking is on the rise in the financial industry. Not only are banks taking an interest in this topic, but many financial technology start-ups are developing as well. One particular player can be considered challenger banks; they have gained a high degree of digital competence and agility to adapt to changes in the industry. READ MORE