Essays about: "consumer banking"

Showing result 11 - 15 of 49 essays containing the words consumer banking.

  1. 11. The Precarious Issue of Residential Development Financing : A Medium Sized Developer’s Troublesome Reality

    University essay from KTH/Fastigheter och byggande

    Author : Daniel Max; Victor Spolander; [2021]
    Keywords : Residential Development Financing; Debt Capital; Alternative Financing Solutions; Finansiering av Bostadsutveckling; Lånefinansiering; Alternativa Finansieringslösningar;

    Abstract : Residential real estate development is a capital-intensive business with a lot of risks involved, particularly according to Swedish banks. Since the price fall and decreased consumer confidence on the housing market in 2017, banks have become considerably more restrictive with regards to their approval of construction credit, especially towards smaller and medium sized actors on the residential real estate development market. READ MORE

  2. 12. Digitization in Africa: The Adoption and Use of Self-Service Technology in Retail

    University essay from Uppsala universitet/Informationssystem

    Author : Phindile Ntuli; [2021]
    Keywords : self-service technology; self-checkout services; TAM; technology readiness; technology acceptance in retail;

    Abstract : Service delivery in the twenty-first generation is evolving into more digital forms expanding the consumers' experience and engaging in new forms of communications to consumers through these digital forms. Despite the initiation of self- service technology being widely accepted by consumers within the retail banking industry, the supermarket retail industry has yet to experience the same form of reception and implementation of the self- service technologies (SST). READ MORE

  3. 13. The Performance of Post-Quantum Key Encapsulation Mechanisms : A Study on Consumer, Cloud and Mainframe Hardware

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Alex Gustafsson; Carl Stensson; [2021]
    Keywords : Public-Key Cryptography; Benchmark; x86; IBM Z; z15; Asymmetrisk Kryptering; Prestandatest; x86; IBM Z; z15;

    Abstract : Background. People use the Internet for communication, work, online banking and more. Public-key cryptography enables this use to be secure by providing confidentiality and trust online. Though these algorithms may be secure from attacks from classical computers, future quantum computers may break them using Shor’s algorithm. READ MORE

  4. 14. Basel III and Monetary Policy

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Oskar Jansson; Henric Nicklasson; [2020]
    Keywords : Basel III; Capital Requirements; Monetary Policy Transmission; Bank Lending; Business and Economics;

    Abstract : Headlined by Basel III - banking regulation has been the target of extensive revisions and remodeling in the wake of the Global Financial Crisis. The same period has, in many countries, also been characterized by unprecedented accommodative monetary policy. READ MORE

  5. 15. Build, Buy or Partner – Digitizing Securities Trading in Swedish Retail Banking

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Sebastian Caballero; [2020]
    Keywords : Build vs Buy; Build Buy Partner; Securities Trading; Retail Banking; Transaction Cost Econonics; Resource Based View; Production Cost Theory; Transaktionskostnadsekonomi; Produktionskostnadsteori; Resursbaserad Organisationsteori; Värdepappershandel; Retail Banking;

    Abstract : Rapid rate of digitalization, emerging financial technology and changes in consumer behaviour have begun to transform the existing paradigm in the financial industry. Incumbent banks have found it difficult to keep up with this change however and are now faced with the challenge of deciding on what digital financial services build internally, buy externally or develop through partnerships. READ MORE