Essays about: "consumer banking"

Showing result 21 - 25 of 49 essays containing the words consumer banking.

  1. 21. High-risk Consumer Credit Scoring using Machine Learning Classification

    University essay from Lunds universitet/Matematisk statistik

    Author : Max Mjörnell; Ludvig Levay; [2019]
    Keywords : Machine learning; Scorecard modelling; Logistic regression; Support Vector Machine; Decision Tree; Random Forest; k-Nearest Neighbors; Artificial Neural Network; Voting ensemble; SHAP; LIME; Average Precision score; Feature engineering; Mathematics and Statistics;

    Abstract : The use of statistical models in credit rating and application scorecard modelling is a thoroughly explored field within the financial sector and a central component in a credit institution’s underlying business model. The aim of this report was to apply and compare six different machine learning models in predicting credit defaults for high-risk consumer credits, using a data set provided by a Swedish consumer credit institute. READ MORE

  3. 22. Why Does Cash Still Exist?

    University essay from KTH/Fastigheter och byggande

    Author : Oscar Asplund; Othon Tzobras; [2018]
    Keywords : Cash; Cashless; Society; Banking; Finance; Behavioral Economis; Big Data; SPSS; Bank; Finans; Kontanter; Kontantlös; Factor Analysis; Principal Component Analysis; Cash; Cashless; Society; Banking; Finance; Behavioral Economics; Big Data; SPSS; Bank; Finans; Kontanter; Kontantlös; Factor Analysis; Principal Component Analysis;

    Abstract : With non-cash transactions on the rise and the debate about the future cashless society is raging, cash is still being used around the world with varying degrees. This thesis studies the behavioral determinants of consumers with regard to cash usage. READ MORE

  4. 23. The impact of Privacy concerns in the context of Big Data : A cross-cultural quantitative study of France and Bangladesh.

    University essay from Linnéuniversitetet/Institutionen för marknadsföring (MF)

    Author : Edouard Lizot; S M Abidul Islam; [2018]
    Keywords : Privacy Concern; Big Data; Online Banking; Trust; Engagement; Culture.;

    Abstract : Background Big Data Analytics take place in almost every sector of new business world. Nowadays, banks are also adopting Big Data to handle the huge number of data that generate every day. Big Data helps banks to provide a fast, personalised service in a cost efficient way. READ MORE

  5. 24. An increase in safety for payment services? - The effects of the PSD2 on the consumer

    University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakulteten

    Author : Amanda Nilsson; [2018]
    Keywords : banking law; EU law; Law and Political Science;

    Abstract : During the last years, technical solutions on the financial market has increased, especially with the developments of apps. The more classic banking is now co-excising with new solutions that help consumers with their financial services, many from so-called FinTech companies. READ MORE

  6. 25. Hedging Your Bets: The Prospects of Cryptocurrency Use in Online Gambling : A Mixed-Methods Study

    University essay from Umeå universitet/Företagsekonomi

    Author : Nicolas Werle; Liina Lehtonen; [2018]
    Keywords : cryptocurrency; online gambling; diffusion of innovation; disruptive technology; blockchain; consumer behaviour;

    Abstract : Since its initial inception, cryptocurrency has hit the world with both intrigue and skepticism. It was acting as an alternative form of currency that people could use that required no regulative authority to back it. READ MORE