Essays about: "credit risk management and profitability of commercial banks"

Found 4 essays containing the words credit risk management and profitability of commercial banks.

  1. 1. The Impact of Credit Risk Management on Profitability of Nordic Commercial Banks

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Róbert Hurka; [2017]
    Keywords : credit risk management; profitability; Nordic countries; commercial banks; loan loss provision; Business and Economics;

    Abstract : This thesis investigates credit risk management in Nordic commercial banks and its effect on profitability. Two determinants of credit risk are chosen according to relevant literature, namely loan loss provision ratio and capital adequacy ratio. Thirteen banks in total are then investigated across the 16 year time frame from 2000-2015. READ MORE

  2. 2. The Impact of Credit Risk Management on Profitability of Commercial Banks : A Study of Europe

    University essay from Umeå universitet/Företagsekonomi

    Author : Yijun Zou; Fan Li; [2014]
    Keywords : Credit risk management; Profitability; Commercial banks; CAR; NPLR; ROA; ROE;

    Abstract : Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout everyone’s life. However, commercial banks are facing risks when they are operating. READ MORE

  3. 3. Credit Risk Management and Profitability in Commercial Banks in Sweden

    University essay from Göteborgs universitet/Graduate School

    Author : Ara Hosna; Bakaeva Manzura; Sun Juanjuan; [2009-08-21T13:47:08Z]
    Keywords : credit risk management; profitability; banks; Basel II;

    Abstract : Credit risk management in banks has become more important not only because of the financial crisis that the world is experiencing nowadays but also the introduction of Basel II. Since granting credit is one of the main sources of income in commercial banks, the management of the risk related to that credit affects the profitability of the banks. READ MORE

  4. 4. Pathways to Sustainable Banking in China: From Environmental Risk Management to Green Financing

    University essay from Lunds universitet/Internationella miljöinstitutet

    Author : Guo Hao; [2005]
    Keywords : Sustainable banking; environmental risk management; green financing; Environmental studies; Miljöstudier; Earth and Environmental Sciences;

    Abstract : In order to achieve the goal of sustainable banking, banks such as commercial banks have to adopt proactive strategies for reducing internal operation risks from environmental issues thereby realizing long-term profitability by external financing of environmentally friendly products and services. As a general pathway to sustainable banking, environmental risk management (ERM) is regarded as a preventive strategy to direct bank managers to develop business towards sustainability initially. READ MORE