Essays about: "kreditvärdering"

Found 5 essays containing the word kreditvärdering.

1. 1. A Gradient Boosting Tree Approach for Behavioural Credit Scoring

   University essay from KTH/Matematisk statistik

   Author : Axel Dernsjö; Ebba Blom; [2023]
   Keywords : Machine learning; Random forest; Uncertainty measure; Material development; Empirical Bayes; Maskininlärning; Random forest; Osäkerhetsmått; Materialutveckling; Empirical Bayes;

   Abstract : This report evaluates the possibility of using sequential learning in a material development setting to help predict material properties and speed up the development of new materials. To do this a Random forest model was built incorporating carefully calibrated prediction uncertainty estimates. READ MORE

3. 2. Credit Scoring Based on Behavioural Data

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Daniel Bouvin; Erik Hamberg; [2022]
   Keywords : Banking; Behavior; Behaviour; Credit Modelling; Klarna; Logistic Regression; Machine Learning; Neural Networks; Random Forests; XGBoost;

   Abstract : Credit modelling has traditionally been done by credit institutes based on financial data about the individuals requesting the credit. While this has been sufficient in lowering risk in developed economies with plenty of financial data it is inefficient in developing economies and fails to reach the unbanked population. READ MORE

4. 3. Capabilities and Processes to Mitigate Risks Associated with Machine Learning in Credit Scoring Systems : A Case Study at a Financial Technology Firm

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Jakob Pehrson; Sara Lindstrand; [2022]
   Keywords : Trustworthy AI; Credit Scoring; Digital Capabilities; Fintech; Etisk AI; Kreditvärdighet; Digitala Förmågor; Fintech;

   Abstract : Artificial intelligence and machine learning has become an important part of society and today businesses compete in a new digital environment. However, scholars and regulators are concerned with these technologies' societal impact as their use does not come without risks, such as those stemming from transparency and accountability issues. READ MORE

5. 4. The Relationship between United Nations’ 17 Sustainable Development Goals and Swedish Banks’ Credit Rating of Manufacturing Customers

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : MARTIN GUSTAFSSON; PATRIK ZYTOMIERSKI; [2020]
   Keywords : Sustainability; ESG; Credit Rating; Sustainable Development Goals; SDG; Sustainable Risk; Manufacturing Industry; Hållbarhet; ESG; företags kreditvärdighet; SDG; Globala målen för hållbar utveckling; hållbar risk; tillverkningsindustri;

   Abstract : The sustainable development of the section providing financing within Swedish banks are going through major challenges and changes. The United Nations is constantly working on improving sustainable directives within all industries to ultimately reach all 17 sustainable development goals that have been set up for a more sustainable world. READ MORE

6. 5. Credit Rating - An essential tool for SwedishReal Estate Companies on a growing CapitalMarket for Real Estate Bonds?

   University essay from KTH/Fastigheter och byggande

   Author : Oscar Hägglund; Hampus Ållemark; [2014]
   Keywords : Capital market; corporate bonds; financial system; credit rating; real estate financing; shadow rating; investment grade; credit risk; Kapitalmarknaden; företagsobligationer; fastighetsobligationer; kreditvärdering; kreditrating; fastighetsfinansiering; skuggrating; investment grade; kreditrisk;

   Abstract : The capital market, with financial instruments such as corporate bonds, has over the last years emerged as an alternative financing source for Swedish real estate companies. A seemingly unexplored market which given the real estate companies the possibility to diversify their loan stock and limit their exposure towards the bank. READ MORE