Essays about: "Loans and credits"

Showing result 1 - 5 of 8 essays containing the words Loans and credits.

  1. 1. Buy now, default later. - To what extent does the interest rate of consumption loans impact the future purchasing power in Sweden?

    University essay from Göteborgs universitet/Graduate School

    Author : Henrik Eriksson; Victor Sahlin; [2022-06-23]
    Keywords : ;

    Abstract : How does an increase in the interest rate affect the share of household income devoted to monthly debt payments? Over recent decades, loans and credits to consumption in Sweden have risen at a pace higher than that of other types of debt, such as mortgages. Although loans and credits to consumption still account for a relatively small portion of the total debt, (about 20% of the aggregated Swedish private debt) they amount to a substantial part of the households’ monthly debt payments. READ MORE

  3. 2. Relationship banking during times of distress - A study of what factors affect the actions taken by Swedish banks when a borrowing firm is undergoing financial distress

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Tobias Andersson; Sofia Helgesson; [2013]
    Keywords : Financial distress; Relationship banking; Turnaround; Swedish banking;

    Abstract : This paper investigates what factors affect Swedish banks' behaviour in situations where medium sized commercial customers experience financial distress. The empirical findings are based on qualitative data acquired through 27 interviews with representatives from the four largest Swedish banks, financial advisors and experts, as well as equity investors. READ MORE

  4. 3. CAN LOW RISK IN THE SWEDISH BANKING SECTOR PAY IN THE LONG RUN?

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Christer Bartholdi; [2013]
    Keywords : Business and Economics;

    Abstract : Banks are normally heavily indebted with equity levels of 5-10 percent of total assets or even lower. The assets consist mainly of short-term and long-term loans, funded by deposits which can be withdrawn at short notice. READ MORE

  5. 4. The role of social capital to access rural credit : a case study at Dinh Cu and Van Quat Dong village in coastal area of Thua Thien Hue province

    University essay from SLU/Dept. of Urban and Rural Development

    Author : Phi Khanh Ho Le; [2011]
    Keywords : social capital; trust; Vietnam; local organisations; credit;

    Abstract : As a poverty reduction strategy, credit access has played an important role in supporting the peasants to improve their production and living standard. However, the level of access to credit differs among various regions and it has been affected by many factors. READ MORE

  6. 5. The Practice of project management in new product development : A study of Microfinance Institutions in Sub-Saharan Africa

    University essay from Handelshögskolan vid Umeå universitet

    Author : Monica Ampomah; [2011]
    Keywords : Microfinance institutions; new product development; project management; Sub-Saharan Africa.;

    Abstract : Microfinance is the provision of credit/loans to poor individuals for the purpose of income generation. The Sub-Saharan African region which is among the poorest areas in the world is thought to be one of the regions where the microfinance industry is dynamic and growing in terms of acceptance and patronage. READ MORE