Essays about: "credit risk and banks profitability"

Showing result 1 - 5 of 17 essays containing the words credit risk and banks profitability.

  1. 1. Moral Hazard and Banking Risk, a Euro Area Analysis

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Emanuel Skeppås; [2023]
    Keywords : Moral Hazard; Capital regulation; Risk; Ownership Influence; Bank Charter; Profitability; Business and Economics;

    Abstract : The study investigates the effects of capital regulations on risk-taking within the Euro- zone banking sector from 2013 to 2019, specifically focusing on the impact of moral hazard stemming from bank charter value and ownership influence. Previous research suggests both bank charters and ownership influence can prompt different risk behaviours and po- tentially influence the effectiveness of capital regulations. READ MORE

  3. 2. Banks' Economic Risk Exposures in a Low Interest Rate Environment

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Ebba Bogfors; Jessica Stefansson; [2021]
    Keywords : Credit Risk; Interest Rate Exposure; Low Interest Rates; Bank Profitability; Factor Models;

    Abstract : This paper studies banks' economic risk exposures over time using daily frequency data. We find that the theoretical risk factors banks are exposed to, credit risk and interest rate risk, are alone unsuccessful in explaining variation in bank equity returns. READ MORE

  4. 3. PROFITABILITY MODELLING FOR CREDIT MARKET COMPANY : MODELLING AND EVALUATION OF PROFITABILITY AND CREDIT RISK FOR LARGE CONTRACTS

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Mattias Kvarnerås; Viktor Pettersson; [2020]
    Keywords : Credit Risk; Credit; Modelling; Model; Profitability; Kreditrisk; Modell; Modellering; Lönsamhet;

    Abstract : Risk and profitability are two topics that companies today have to face and deal with. There are different type of risks that either directly or indirectly affect the survival of a company. READ MORE

  5. 4. Mjölkar risken ur krediten? : en studie av bankens syn på risk vid kreditgivning till mjölkproduktion

    University essay from SLU/Dept. of Economics

    Author : Dag Lindahl; Anneli Olausson; [2018]
    Keywords : kreditgivning; mjölkproduktion; principal agentteori; prospektteori; risk; storleksrationalisering;

    Abstract : Flera länder i världen driver en expansiv retorik i sin jordbrukspolitik där ökad produktion ligger till grund för ökad export. Detta ökar konkurrensen på världsmarknaden vilket har haft en negativ påverkan på marknadspriser. READ MORE

  6. 5. The Impact of Credit Risk Management on Profitability of Nordic Commercial Banks

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Róbert Hurka; [2017]
    Keywords : credit risk management; profitability; Nordic countries; commercial banks; loan loss provision; Business and Economics;

    Abstract : This thesis investigates credit risk management in Nordic commercial banks and its effect on profitability. Two determinants of credit risk are chosen according to relevant literature, namely loan loss provision ratio and capital adequacy ratio. Thirteen banks in total are then investigated across the 16 year time frame from 2000-2015. READ MORE