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Showing result 1 - 5 of 20 essays matching the above criteria.

1. 1. Navigating Employee Job Satisfaction and Performance: An empirical study of FinTech adoption in a Finnish bank

   University essay from Umeå universitet/Företagsekonomi

   Author : Saher Sakr; Maiju Viitanen; [2023]
   Keywords : financial technology; fintech; technology adoption; technology acceptance; technology resistance; technology implementation; employee satisfaction; employee performance; financial institutions; traditional financial institutions; banks; banking industry; finnish banks; op bank; digitalization; digital financing; innovation in banking; artificial intelligence; blockchain; robo-advising; peer-to-peer; internet-of-things; mobile banking; online banking; theory of reasoned action; technology acceptance model; unified theory of acceptance and use of technology; motivational model;

   Abstract : While FinTech is a relatively recent subject in academic literature, it is widely acknowledged as one of the most notable innovations within the financial industry. Despite the growing interest in FinTech, there is currently a lack of comprehensive understanding regarding the exact implications it will have on established financial institutions. READ MORE

3. 2. Open finance – a retail perspective: Creating and capturing value while balancing the dilemma of data protection

   University essay from Lunds universitet/Produktionsekonomi

   Author : Philips Pham; [2023]
   Keywords : Open finance; value capture; value creation; data protection; retail company; Technology and Engineering;

   Abstract : The banking and financial services industry is experiencing a significant transformation driven by factors such as regulatory changes, customer demands, and the growing focus on data. This evolution has given rise to the concept of open finance, an extension of open banking that encompasses various financial sectors. READ MORE

4. 3. The Transition Towards Net-Zero Emissions: Implications for Banks and Their IT Strategies

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Shadab Ahmed; Ismail Hilal; [2023]
   Keywords : Sustainability; Net-Zero Emissions; Energy Consumption; Banking Sector; IT Infrastructure; IT Strategy; Green IT; Hållbarhet; Nettonollustläpp; Energiförbrukning; Banksektor; IT Infrastruktur; IT Strategi; Grön IT;

   Abstract : In response to the ever-intensifying urgency for environmental preservation, the imperative for sectors with substantial carbon footprints to adapt and drive the transition to a low carbon economy is apparent. Sustainability transitions, signifying systemic changes towards sustainable socio-technical systems, emerge as critical in this context, especially within the banking sector. READ MORE

5. 4. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market

   University essay from KTH/Fastighetsföretagande och finansiella system

   Author : Emil Danielsson; Sofia Nork; [2023]
   Keywords : Credit market; consumer credit; ecosystem; financial intermediaries; loan intermediaries; Kreditmarknad; konsumentkrediter; ekosystem; finansiella intermediärer; låneförmedlare;

   Abstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE

6. 5. The use of digital technology in decision-making processes

   University essay from Lunds universitet/Företagsekonomiska institutionen

   Author : Christophe Guy Logeais; Marijana Ilieva; [2021]
   Keywords : Digital Technology; Decision Making; Loan Process; Banking Industry; Business and Economics;

   Abstract : Organisations increasingly adopt digital technologies in order to assist and improve the efficiency of their decision-making processes. Industries, including banking, need to increasingly adapt to the world of digitalization. READ MORE