Essays about: "sme and access to finance"

Showing result 1 - 5 of 15 essays containing the words sme and access to finance.

  1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Author : Elmar Hajiyev; [2023]
    Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

  2. 2. Which firm characteristics determine access to finance for SMEs within the East African Community?

    University essay from

    Author : Joseph Fridner; Emil Jonsson; [2020-06-29]
    Keywords : SME; access to finance; East African Community; sub-Saharan Africa; logit; FDR; asymmetric information;

    Abstract : Financial constraints among SMEs are generally more prevalent in the developing world than in the developed world, but SMEs in sub-Saharan Africa stand out as being particularly constrained. Previous studies also show causal links between access to finance and company growth and increased prosperity. READ MORE

  3. 3. The Adverse Effects of Stricter Capital Regulation on the SME Bank Lending Channel

    University essay from Göteborgs universitet/Graduate School

    Author : Rebecca Palm Ballesta; Fredrika Poole Bonnier; [2018-07-04]
    Keywords : SME; Bank Lending Channel; External Finance; Capital Regulation; Basel III; SME SF;

    Abstract : The aim of this thesis is to investigate if stricter capital regulation creates negative shocks in the loan market and if these shocks adversely effect Small and Medium sized Enterprises (SME) access to external financing through the bank lending channel. This is tested through a Difference-in-Difference (DiD) model, where loan volume and interest rates of SMEs are compared to large firms in Europe from 2011 to 2016. READ MORE

  4. 4. Does it pay off to be formal? How different financing choices affect the performance of Chinese private firms

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Claus Eduard Petræus; [2018]
    Keywords : China; Finance; Private firm; Performance; Business and Economics;

    Abstract : This thesis studies the link between private firm performance and access to finance from a formal financial institution in China. Using firm-level data collected by the World Bank from 2700 private Chinese firms in the period December 2011 to February 2013, this paper finds a positive connection between the use of formal finance and private firm performance. READ MORE

  5. 5. Beyond Access to Finance - A Micro- and macro level study of determinants of SME growth

    University essay from Göteborgs universitet/Statsvetenskapliga institutionen

    Author : Ena Bilic; [2015-12-01]
    Keywords : SME; Almi; EU; Public financial support; access to finance; growth; employment;

    Abstract : The present study analyses the weaknesses and strengths of the “tools” used by governments to promote the Small- and Medium sized enterprise (SME) sectors as much as it aims to assess the policy responses to the evolving policy context by conducting a two-level study of both qualitative and quantitative characteristics using EU member states as well as Swedish SMEs as units of analysis. As the trade-and industry sector, in addition to scholars and policymakers, have recognized the importance of SMEs to employment and the domestic economy, attention has been focused on the capital market imperfections that have arisen as an effect of the financial crisis. READ MORE