Essays about: "Konsumentkrediter"

Found 4 essays containing the word Konsumentkrediter.

  1. 1. From Data to Decision: : Using Logistic Regression to Determine Creditworthiness

    University essay from KTH/Matematisk statistik

    Author : Joel Norling; Sami Abdu; [2023]
    Keywords : Bachelor Thesis; Scorecard modeling; Mathematical Statistics; Logistic Regression; Consumer Credits; Binning; Kandidatuppsats; Scorecard-modellering; Matematisk statistik; Logistisk regression; Konsumentkrediter; Binning;

    Abstract : The development of scorecards for customer credit rating is a well-established field in the financial sector. The aim of this project, conducted in collaboration with a Swedish credit institute, was to develop a statistical model for predicting customer performance. READ MORE

  3. 2. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Emil Danielsson; Sofia Nork; [2023]
    Keywords : Credit market; consumer credit; ecosystem; financial intermediaries; loan intermediaries; Kreditmarknad; konsumentkrediter; ekosystem; finansiella intermediärer; låneförmedlare;

    Abstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE

  4. 3. Using Multiple Linear Regression to Estimate Customer Profitability in Consumer Credits

    University essay from KTH/Matematisk statistik

    Author : Andreas Almgren; [2021]
    Keywords : Bachelor Thesis; Mathematical Statistics; Multiple Linear Regression; Consumer Credits; Customer Profitability; Adverse Selection; Strategic Marketing; Kandidatexamensarbete; Matematisk Statistik; Multipel Linjär Regression; Konsumentkrediter; Kundlönsamhet; Snedvridet urval; Marknadsföring;

    Abstract : In cooperation with a consumer credit company based in Stockholm, this bachelor thesis investigates if the customer profitability in the consumer credit market can be predicted with multiple linear regression. Data collected before the initial credit was accepted and data connected to the account activity of the customers' first nine months are analyzed. READ MORE

  5. 4. Developing a selection of credit scoring models based on customer data

    University essay from KTH/Matematisk statistik

    Author : Thomas Eriksson; Tomas Petkov; [2019]
    Keywords : ;

    Abstract : Consumer credits are becoming increasingly popular and widespread in Sweden, with many actors trying to establish themselves on the market. In this thesis, we develop a selection of quantitative models for credit scoring, based on logistic regression and decision trees. READ MORE