Essays about: "kredithandläggare"

Found 4 essays containing the word kredithandläggare.

  1. 1. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process

    University essay from Lunds universitet/Företagsekonomiska institutionen

    Author : Jacob Skoglund; Leonard Ekberg; Pontus Govenius; [2022]
    Keywords : mortgage; credit assessment; loan officer; decision-making; bias; noise; kreditgivningsprocess; kredithandläggare; beslutsfattande; Business and Economics;

    Abstract : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. READ MORE

  3. 2. The role of relationships in lending to farmers : a study from the loan officer’s perspective

    University essay from SLU/Dept. of Economics

    Author : Sofia Eriksson ; Tina Olsson; Rebecca Servin; [2012]
    Keywords : Asymmetric information; communication; credit evaluation; farm business; information; relationships; trust;

    Abstract : There have been significant changes in the agricultural sector during the past 20 years (Jordbruksverket, 2008). The development of today is towards deregulation and adaption to global market conditions. As farmers try to adapt to the changed and more competitive market conditions investments are often necessary (LRF Konsult et al, 2012). READ MORE

  4. 3. Kreditansökan vid större investeringar i lantbruksföretag : en analys av kredithandläggares bedömningsgrunder

    University essay from SLU/Dept. of Economics

    Author : Alexander Agerberg; Johan Hermelin; [2011]
    Keywords : kreditgivning; kreditansökan; investering; mjölkproduktion; lantbrukskrediter;

    Abstract : Utvecklingen i det svenska jordbruket har de senaste åren gått mot en allt mer kapitalintensiv produktion. Företagen blir större och för att finansiera tillväxten krävs externt kapital. Utlåningen till lantbruket har under de senaste åtta åren fördubblats. READ MORE

  5. 4. Hur kredithandläggare lantbruk i sina kreditgivningsstrategier beaktar den potentiella riskfaktorn att säkerheten i form av åkermark faller i värde

    University essay from SLU/Dept. of Economics

    Author : Olof Wassberg; Jesper Åkerblom; [2011]
    Keywords : kreditgivning; åkermarksvärde; marknadsvärde; produktionsvärde;

    Abstract : The increase in farmland value in Swedens plain areas is a well known fact in today's Swedish agricultural. In connection with the fluctuating prices of crops and inputs, are increasing the risk exposure to agriculture. READ MORE