Essays about: "loan officer"

Found 4 essays containing the words loan officer.

  1. 1. A Mixed-Method Case Study of Swedish Loan Officers' Mortgage Credit Decisions

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Leonard Ekberg; [2022]
    Keywords : Loan Officers; Judgment; Mortgage Credit Decisions; Inconsistency;

    Abstract : This thesis purpose was to examine to what extent and why loan officers’ judgment influence mortgage credit decisions. A mixed method was used to collect primary data from loan officers’ at a Swedish commercial bank. READ MORE

  3. 2. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process

    University essay from Lunds universitet/Företagsekonomiska institutionen

    Author : Jacob Skoglund; Leonard Ekberg; Pontus Govenius; [2022]
    Keywords : mortgage; credit assessment; loan officer; decision-making; bias; noise; kreditgivningsprocess; kredithandläggare; beslutsfattande; Business and Economics;

    Abstract : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. READ MORE

  4. 3. The role of relationships in lending to farmers : a study from the loan officer’s perspective

    University essay from SLU/Dept. of Economics

    Author : Sofia Eriksson ; Tina Olsson; Rebecca Servin; [2012]
    Keywords : Asymmetric information; communication; credit evaluation; farm business; information; relationships; trust;

    Abstract : There have been significant changes in the agricultural sector during the past 20 years (Jordbruksverket, 2008). The development of today is towards deregulation and adaption to global market conditions. As farmers try to adapt to the changed and more competitive market conditions investments are often necessary (LRF Konsult et al, 2012). READ MORE

  5. 4. Kreditgivning till lantbruksföretag : en jämförelse mellan Sverige och Danmark

    University essay from SLU/Dept. of Economics

    Author : Filip Åkesson; [2007]
    Keywords : kreditgivning; mjölkproduktion; cash flow; soliditet; effektivitet;

    Abstract : In relation with structure transformation in farm companies with bigger animal population and pressure at the milk price, the farmers in both countries have to invest more money in the company to endure. This had conduct what more owners had seen grown requirements to invest in bigger population barns. READ MORE