Essays about: "loan-to-value ratio"

Showing result 1 - 5 of 6 essays containing the words loan-to-value ratio.

  1. 1. The Effect of Monetary Policy On Divorce: Evidence From Australia Between 2007 And 2018

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Chung Shun Man; [2023]
    Keywords : Monetary policy; Fixed-variable rate Mortgage; Divorce; Australia;

    Abstract : The effect of monetary policy on divorce has implications on intra-household resource allocation and inequality. This thesis utilizes the HILDA data in Australia between 2007 and 2018. It has identified three potentially unexpected monetary policy shocks that could affect marital status. READ MORE

  3. 2. Does Property Segment Distribution Affect the Capital Structure of Real Estate Companies? : An Investigative Study of the Operational Risk within Different Property Segments and its Effect on the Debt Ratio in a Company

    University essay from KTH/Fastigheter och byggande

    Author : Sebastian Rose; Daniel Kamali; [2021]
    Keywords : Commercial Real Estate; Property segment; Risk; Loan-to-value; Debt ; Trade-off theory; Pecking order theory; Kommersiella fastigheter; Fastighetssegment; Risk; Belåningsgrad; Skuld; Trade-off teori; Pecking order teori;

    Abstract : The real estate sector is a capital-intensive industry, where the combination of debt and equity is used to finance the property investment. Companies tend to increase the loan-to-value ratio, to use financial leverage. READ MORE

  4. 3. Beslutsprocess vid förvärv av jordbruksmark : intervjustudie med affärsrådgivare

    University essay from SLU/Dept. of People and Society

    Author : Patric Vernersson; Emil Möller; [2020]
    Keywords : strategi; lantbruk; rådgivning; skuldsättning; långsiktiga investeringar; beslut; beslutsprocess;

    Abstract : Jordbruksmark är en grundförutsättning för lantbruksföretag. De som bedriver djurproduktion behöver spridningsareal och foder. Växtodlingsföretagen behöver öka arealen för att kunna växa. Avståndet till ytterligare areal har stor betydelse om det är intressant eller ej. READ MORE

  5. 4. Farmers' retirement pension : how social aspects and information collection affect farmers' retirement planning

    University essay from SLU/Dept. of Economics

    Author : Caroline Johansson; [2016]
    Keywords : agricultural business; self-employee; farmer; pension; retirement; retirement saving; pensioner; decision-making; social aspects; information collection;

    Abstract : The retirement scheme is not easy to understand and it is hard to know how the rules should be applied at an individual basis. It is at the same time essential to have a financial security as future pensioner. People being employed have a favorable security giving them both national retirement- and occupational pension, in general automatically. READ MORE

  6. 5. Index-Linked Mortgages in Sweden : A Study of an Alternative Mortgage Structure

    University essay from KTH/Entreprenörskap och Innovation

    Author : SABRINA CARTER; JOHANNA LARSSON; [2014]
    Keywords : Housing market; mortgages; mortgage interest rate; real estate index; real estate risk; index-linked mortgage; loan; Housing market; mortgages; mortgage interest rate; real estate index; real estate risk;

    Abstract : Households generally have little or no possibility to unload their real estate risk, which constitutes a large part of  their total portfolio risk. The aim of this study is to analyze a way for households to unload this risk through a socalled index-linked mortgage financed by a fund. READ MORE