Essays about: "mortgage loans"

Showing result 11 - 15 of 21 essays containing the words mortgage loans.

  1. 11. Managing Risk and Uncertainty in the Mortgage Loan Process : A Case Study of Private Advisors’ Decision-Making Behavior in a Swedish Bank

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Ylva Lindén; Nathalie Palmaer; [2015]
    Keywords : Risk; Risk Management; Credit Risk; Credit Default Risk; Operational Risk; Exogenous Risk; Decision-Making; Uncertainty; Heuristics; Intuition; Mortgage Loan; Subjectivity; Objectivity; Banking System;

    Abstract : Monitoring credit risks in an effective way is crucial, and Swedish banks can to a great extentuse their own models and terms in the evaluation process of an individual’s creditworthiness.There is however a lack of transparency in decision-making process of mortgage loans. READ MORE

  3. 12. PEER-TO-PEER LENDING : THE EFFECTS OF INSTITUTIONAL INVOLVEMENT IN SOCIAL LENDING

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Marcus Tengvall; Gustav Claesson; [2015]
    Keywords : Peer-to-Peer Lending; Institutional Involvement; Originate-to-Distribute Model; Secondary Market; Screening Incentives; Information Asymmetry;

    Abstract : This thesis examines the consequences of an increased institutional involvement in the recently emerging lending business known as peer-to-peer lending (P2PL). Since the P2PL business itself is a type of originate-to-distribute (OTD) lending model – in which the originator never carries the risk for the loans – this thesis investigates the effects it can have on the quality of the screening of potential borrowers, and if it could create a misalignment of interests between different stakeholders in the P2PL market. READ MORE

  4. 13. Thou Shalt Treat thy Neighbour's Debt as Thine

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Christopher Tempelman Nielsen; Elvira Hallberg Carlbaum; [2013]
    Keywords : Real estate; Housing cooperatives; Hedonic pricing model; Housing pricing; Debt;

    Abstract : In this paper we aim to investigate whether buyers of apartments in Stockholm evaluate the financial condition of the housing cooperative. Housing cooperatives have different debt levels, implying different risk for the buyer. Little research has been done within this field due to lack of data availability. READ MORE

  5. 14. Hur väljer unga blivande jord- och skogsägare bank när ett ägarskifte ska genomföras på fastigheten?

    University essay from SLU/Dept. of Economics

    Author : Axel Nobel; [2013]
    Keywords : bank; val av bank; ekonomisk förening; ägarskifte; generationsskifte; kundsegmentering;

    Abstract : Dagens jord- och skogsägare står inför ett kommande ägarskifte då cirka en fjärdedel av Sveriges jord- och skogsägare är över 60 år gamla. Marknadspriserna och insatsvarorna har ökat kraftigt den senaste perioden. READ MORE

  6. 15. Leasing av lantbruksmaskiner : val av finansieringsform vid investeringar i lantbruksföretag

    University essay from SLU/Dept. of Economics

    Author : Fredrik Nilsson; [2013]
    Keywords : leasing; finansiering; farm machinery;

    Abstract : Leasing som finansieringsmetod för lantbruksmaskiner är ingen ny företeelse men har inte slagit igenom i Sverige på samma sätt som i en del andra länder. Intresset för leasing är svagt i Sverige varpå det är av intresse att undersöka hur lantbrukare resonerar kring finansieringsmetoder för investeringar. READ MORE