Essays about: "mortgage loans"

Showing result 16 - 20 of 21 essays containing the words mortgage loans.

  1. 16. A Study of Swedish Mortgage Interest Rates and Swedbank Stock Returns : Time-varying Mortgage Margins and Stock Returns

    University essay from KTH/Bank och finans

    Author : Siyi Yang; [2012]
    Keywords : Mortgage loan; interest rate; housing market; financial market; bank’s stock return;

    Abstract : How banks set the mortgage interest rates and the sizes of the mortgage margins they obtain from making mortgage loans always attract attention from households, government authorities, politicians and market actors. This thesis studies the relationship between Swedish mortgage interest rates and mortgage lending institutions’ costs of obtaining funds, and how the gross margins of mortgage interest rates influence the banks stock returns. READ MORE

  3. 17. Landshypotek’s intended change of contributed capital : a study of the members’ attitudes

    University essay from SLU/Dept. of Economics

    Author : Fredrik Grönvall; Hannes Rydmark; [2011]
    Keywords : contributed capital; capital acquisition; patronage refund; property rights; free-rider problem; horizon problem; portfolio problem; cost of capital; Landshypotek;

    Abstract : Landshypotek is today Sweden’s largest lending institution for land and forest owners with loan assets around 50 billion SEK. “Landshypotek AB” is owned by an economic association consisting of 52 000 members and has 19 offices all over Sweden. Its market share of first mortgage loans to land and forest owners is 38 percent. READ MORE

  4. 18. Collateralized Debt Obligations - A Study on the informal Transaction Transparency

    University essay from Göteborgs universitet/Företagsekonomiska institutionen

    Author : Karl-Erik Dexner; John Zerihoun; [2009-03-12T13:06:51Z]
    Keywords : Collateralized Debt Obligations; subprime crisis; investment prospectus; information exchange; securitization;

    Abstract : Background & Problem discussion: The relative low interest rate in the first part of the new millennium spurred on demand for mortgage financing and by extension also fueled the housing market, primarily in the United States. Subprime loans were incorporated into and repackaged into various ABS. READ MORE

  5. 19. Collateralized Mortgage Obligation

    University essay from Företagsekonomiska institutionen

    Author : Peter Dellgren; Mattias Larsson; [2009]
    Keywords : ;

    Abstract : This thesis set out to explain the securitization process of subprime mortgages in order to investigate if there exist inherent  factors  of  the process  that may have  contributed  to  the  recent  subprime  crisis. A  thorough  exposition  of securitization  theory  is made  together with  simulations  of  how  cash  flows  and  credit  risks  are  estimated  by  the market. READ MORE

  6. 20. Lithuanian loan market evaluation

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Kristina Grigaite; Tamar Bezhanishvili; [2008]
    Keywords : evaluation; Lithuania; loan market; binary; pest; Economics; econometrics; economic theory; economic systems; economic policy; Nationalekonomi; ekonometri; ekonomisk teori; ekonomiska system; ekonomisk politik; Business and Economics;

    Abstract : We think much of a current consumption is strongly based on various types of loans every person should have an idea about how the loan approval mechanism works. Because everybody wants to know if they have a possibility of getting a loan approval, almost all banks’ web pages have a maximum loan calculator, which gives a client a maximum loan amount he/she could borrow at a current date given certain factors (e. READ MORE