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Found 4 essays matching the above criteria.
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1. Bridging the Gap between Formal and Informal Finance
University essay from Lunds universitet/Ekonomisk-historiska institutionenAbstract : Financial inclusion, defined as access and usage of formal financial services, has several positive micro and macro-level socio-economic implications. Due to decades of vigorous policies aiming at lowering barriers to formal finance, 80 percent of Indians now own a bank account. However, there is a significant gap between account take up and usage. READ MORE
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2. The effect of mobile money on savings behaviors of the financially excluded
University essay from Södertörns högskola/NationalekonomiAbstract : This study investigates whether the use of mobile money affects the savings patterns of individuals that are vulnerable to financial exclusion, that is, the low-income earners, low-educated, women and rural habitants. Studying the case of Kenya, this study uses data from the 2016 FinAccess Household Survey (N=8,665) that was designed to track and measure the drivers, growth and impact of mobile money use in Kenya. READ MORE
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3. Financial Literacy and Savings Behaviour in the Informal Economy - A Field Study among Microfinance Clients in Rural Tanzania
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : Basic knowledge in finance, called financial literacy, is increasingly important all around the world due to elevated complexity of financial instruments. Research in developed countries shows that financial literacy is an important predictor of economic decision-making and individual savings behaviour. READ MORE
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4. Saving Behavior in a Transition Economy: Evidence from Romania
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : We investigate the causes of the individual propensity to save in a transition economy. The Life Cycle Hypothesis and the Precautionary Saving Hypothesis are two models explaining individual saving behavior. READ MORE