Essays about: "EU Banks"

Showing result 31 - 35 of 75 essays containing the words EU Banks.

  1. 31. PSD2 - A Catalyst for the Future of Retail Banking : Banks’ strategies to reach a competitive advantage from PSD2 in Sweden

    University essay from KTH/Industriell ekonomi och organisation (Inst.)

    Author : MARTIN BRODERICK; RASMUS PALM; [2018]
    Keywords : the revised payment service directive; PSD2; retail banking; strategies; competitive advantage; open innovation; open banking; digital platforms; network effects; future banking.; andra betaltjänstdirektivet; PSD2; retail banking; strategier; konkurrensfördel; öppen innovation; open banking; nätverkseffekt; digitala plattformar; framtidens bank.;

    Abstract : The new EU regulation, revised payment services directive (PSD2), will change how the retail banking market works today. It will obligate banks, with the consumer’s consent, to provide access to account information and thus open up the market for new actors. READ MORE

  2. 32. The predictive ability of loan loss provisions in banks within EU following IFRS - The effect of country specific factors

    University essay from Göteborgs universitet/Graduate School

    Author : Anna Holkert; Maria Ljungstrand; [2017-08-10]
    Keywords : ;

    Abstract : In recent years, an increased attention has been devoted to banks’ loan loss provisions and actual losses. The incurred loss model under IFRS (IAS 39) has been criticized for leading to less timely loan loss recognition. In this study we compare the predictive ability of loan loss provisions between different countries following IFRS. READ MORE

  3. 33. Financial Reporting for Contingent Convertibles in Banks: Liability or Equity?

    University essay from Göteborgs universitet/Graduate School

    Author : Osama Masri; Daniel Mörner; [2017-08-09]
    Keywords : Contingent Convertibles; CoCos; liability versus equity; IAS 32; Common Equity Risk; Stock return volatility; Basel III; Hybrid Financial Instruments;

    Abstract : Economic development in the capital markets has led to the creation of financial instruments that have the characteristics of both equity and liability, so-called hybrid financial instruments. IASB is trying to create a new way of classifying this kind of instruments. READ MORE

  4. 34. Markets in Financial Instruments Directive II - And its effect on the principal-agent relationship within financial advisory

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Sebastian Johansson; Johan Sundén; [2017-06-28]
    Keywords : MiFID II; Financial Advisory; Business Model; Agency Theory; Principal-Agent Problems; Information Asymmetry; Adverse Selection; Moral Hazard;

    Abstract : Through an interview based study this thesis investigates how MiFID II, a new EU directive concerning the European Union’s financial markets, will affect the principal-agent relationship currently present between financial advisors and retail investors. Our sample consist of twelve representatives from Sweden’s major banks, product manufacturers, and consultancy firms, all with a solid understanding of the Swedish financial advisory scene. READ MORE

  5. 35. Unbundled costs of transactions and external research as characteristics of actively managed Swedish mutual funds

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Tim Floderus; Hemming Svensson; [2017]
    Keywords : mutual fund performance; MiFID II; sell-side research; unbundling; best execution;

    Abstract : Using a unique dataset of 85 actively managed Swedish mutual funds investing in the Swedish equity markets, we study fund characteristics regarding cost structures. We find that the highest spenders on external research are large cap funds not managed by banks. READ MORE