Essays about: "Retail payment market"

Showing result 1 - 5 of 10 essays containing the words Retail payment market.

  1. 1. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  3. 2. Data Protection Considerations in EU Competition Law - A Natural Evolution or Disruptive Development?

    University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakulteten

    Author : Adam Alfredsson; [2020]
    Keywords : Data; Personal data; Big data; Data Protection; Privacy; EU; Competition law; EU competition law; GDPR; Abuse of a dominant position; Article 102 TFEU; Bundeskartellamt; Facebook; WhatsApp; Digital era; Platforms; Networks; Law and Political Science;

    Abstract : It goes without saying that the world that we live in is becoming increasingly digitised. People communicate on Facebook, order products on Amazon, and use Google Search to find everything the Internet has to offer. A common denominator of these services is that they are all offered for free. READ MORE

  4. 3. Cryptocurrency as a Payment Method in the Retail Industry : An application of Diffusion of Innovation Theory (DOI) on the characteristics of Bitcoin: the case of Bitrefill

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Collins Mukabi; Nguyen Long Vu; [2019]
    Keywords : Payment methods systems; Blockchain technology; Retail Industry; Diffusion of Innovation; Technology Acceptance Model; Bitcoin;

    Abstract : Background: The convergence of payment behaviours can contribute to the diffusion of new payment technologies and thus economic performance. There is evidence that the electrification of the retail payment system promotes the performance of the banking sector and economic growth. READ MORE

  5. 4. Physical or Digital Payments : Towards a Dominant Design?

    University essay from KTH/Industriell ekonomi och organisation (Inst.)

    Author : ALEXANDER ANDERSSON; KARL ESSUNGER; [2018]
    Keywords : Digital payments; Physical payments; Cashless society; Retail payments; Cash usage; Card usage; Dominant design; Technological discontinuity; Technology cycle; Network externalities; Two-sided platforms; Two-sided markets; Digitala betalningar; Fysiska betalningar; Kontantanvändning; Massbetalningar; Kortanvändning; Dominant design; Teknologiska diskontinuiteter; Nätverksexternaliteter; Teknologicykel; Tvåsidiga marknader; Tvåsidiga plattformar;

    Abstract : Rapid digitalisation development has been stampeding widely across today’s societies, and not least in the payment industry. Though, the digitalisation in the payment industry has been very deviating, even between similar well-developed countries, and while there are positive and negative effects with both digital- and physical payment means, there is little knowledge that highlights the influencing factors and accompanied problems. READ MORE

  6. 5. PSD2 - A Catalyst for the Future of Retail Banking : Banks’ strategies to reach a competitive advantage from PSD2 in Sweden

    University essay from KTH/Industriell ekonomi och organisation (Inst.)

    Author : MARTIN BRODERICK; RASMUS PALM; [2018]
    Keywords : the revised payment service directive; PSD2; retail banking; strategies; competitive advantage; open innovation; open banking; digital platforms; network effects; future banking.; andra betaltjänstdirektivet; PSD2; retail banking; strategier; konkurrensfördel; öppen innovation; open banking; nätverkseffekt; digitala plattformar; framtidens bank.;

    Abstract : The new EU regulation, revised payment services directive (PSD2), will change how the retail banking market works today. It will obligate banks, with the consumer’s consent, to provide access to account information and thus open up the market for new actors. READ MORE