Essays about: "credit risk management and profitability"

Showing result 1 - 5 of 14 essays containing the words credit risk management and profitability.

  1. 1. How to Differentiate the Difference - A quantitative study on the determinants of discrepancies between expected and actual credit ratings in insurance companies

    University essay from Göteborgs universitet/Graduate School

    Author : Gustav Hellman; Henrik Walldén Persson; [2020-07-01]
    Keywords : Expected ratings; credit ratings; financial strength; discrepancy; earnings management; embedded value; IFRS; life insurers;

    Abstract : We study the determinants of discrepancies between expected and actual credit ratings among insurance companies. We analyze 124 public insurance companies with an assigned credit rating, and model discrepancies as the difference between expected and actual credit ratings. READ MORE

  3. 2. The Impact of Credit Risk Management on Profitability of Nordic Commercial Banks

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Róbert Hurka; [2017]
    Keywords : credit risk management; profitability; Nordic countries; commercial banks; loan loss provision; Business and Economics;

    Abstract : This thesis investigates credit risk management in Nordic commercial banks and its effect on profitability. Two determinants of credit risk are chosen according to relevant literature, namely loan loss provision ratio and capital adequacy ratio. Thirteen banks in total are then investigated across the 16 year time frame from 2000-2015. READ MORE

  4. 3. DETERMINANTS OF PROFITABILITY IN MICROFINANCE INSTITUTIONS IN SUB-SAHARAN AFRICA

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Johan Börjesson; Adam Hultén; [2016-12-19]
    Keywords : Credit; Development; Microfinance JEL Classifications: O1; G210;

    Abstract : The aim of this study was to investigate and present the most prominent determinants of pro tability of micro nance institutions (MFI) in Sub-Saharan Africa. Creating an empirical framework including variables concluded to be of protruding e ect to pro tability and adapting it to the micro nance eld, we are able to isolate the determinants which play the central role in this emerging market. READ MORE

  5. 4. Changes in External Accounting Framework and its impact on Asset & Liability Management

    University essay from Högskolan i Gävle/Avdelningen för ekonomi

    Author : Theis Jörgensen; [2016]
    Keywords : changes in the external accounting framework; asset and liability management; asset allocation; credit risk;

    Abstract : Purpose: The purpose of this investigation is to contribute to the understanding of how changes in the external accounting framework impacts an insurance company’s asset and liability management focusing on the asset side and credit risks. Method: This study has an actor’s approach. READ MORE

  6. 5. Risker vid kreditgivning för investeringar i mjölkproduktion : beslutsfattande och risktagande

    University essay from SLU/Dept. of Economics

    Author : Ricard Nyman; Elisabeth Åkesson; [2014]
    Keywords : Risker; investering; beslutsfattande; PESTEL modellen; bank; mjölkproduktion;

    Abstract : Mjölkproducenter i Sverige har under de senaste åren varit i en pressad situation. Avräkningspriset på mjölk påverkas ständigt av världsmarknadspriset på mjölkpulver samt konsumenternas inställning till mjölk. Samtidigt pågår det en diskussion inom bankbranschen om att investeringar i mjölkproduktion idag är för kostsamma. READ MORE