Essays about: "importance of bank loans"

Showing result 6 - 10 of 11 essays containing the words importance of bank loans.

1. 6. Credit Risk Model for loans to SMEs in Sweden : Calculating Probability of Default for SMEs in Sweden based on historical data, to estimate a financial institution’s risk exposure

   University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

   Author : Khalil Mustafa; Victor Persson; [2017]
   Keywords : Credit risk; probability of default; logistic regression;

   Abstract : As a consequence from the last financial crisis that began 2007 in USA, regulatory frameworks are continuously improved in order to limit the banks’ risk exposure. Two of the amendments are Basel III and IFRS 9. READ MORE

3. 7. How do Ownership Characteristics Affect Accounting Quality in the Banking Sector? –A Quantitative Study of US Banks

   University essay from Göteborgs universitet/Företagsekonomiska institutionen

   Author : Simon Eliasson; Jennie Fredriksson; [2014-06-11]
   Keywords : Loan loss provisions; gross charge-offs; accounting quality; savings banks; listed banks; ;

   Abstract : This paper investigates the effect of ownership characteristics on US banks’ accounting quality from a stakeholder perspective. The accounting quality within the banking industry is of major importance for the domestic financial stability as banks are the core of financial intermediations. READ MORE

4. 8. How do firms source their debt? The choice between public and private debt

   University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

   Author : Martin Lundström; Raymond Hedberg; [2014]
   Keywords : Debt financing; Public debt; Bonds; Private debt; Bank loans;

   Abstract : This paper empirically investigates the determinants of firms' choice of public or private debt and finds strong evidence of the importance of transaction costs and financial intermediaries' superior ability to monitor and correctly deal with firms in financial distress. We extend the literature by refining previously applied methods to further acknowledge mixed debt structure as a third discrete choice, along with having only public or only private debt. READ MORE

5. 9. The Governance Effects of Credit Rating Changes : A Study of the European Banking Market

   University essay from Institutionen för ekonomistyrning och logistik (ELO)

   Author : Jacob Hermansson; [2013]
   Keywords : Credit Rating Changes; Banks; European Banking Market;

   Abstract : Background and problem: Recent banking and financial crises has undoubtedly stressed the importance of a sound and well-functioning banking system. The banking industry is in critical need of strong governance stemming from their opaque and complex business along with the high social costs incurred in the event of bank failure. READ MORE

6. 10. The Development of the Swedish Corporate Bond Market : A sustainable market with a potential of high future growth?

   University essay from IHH, Företagsekonomi

   Author : Johan Axelsson; Erik Wallqvist; [2013]
   Keywords : Corporate bonds; finance;

   Abstract : Background: The financial crisis in 2008 has led to a number of consequences for the financial sector. For banks, new stricter regulations with the Basel III accord will be implemented from 2013. The adaption to the new conditions has resulted in stricter lending policies, which means that is tougher for companies to get traditional bank loans. READ MORE