Essays about: "loan thesis"
Showing result 6 - 10 of 143 essays containing the words loan thesis.
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6. Good Loan, Bad Loan Sustainability-linked loans and the quality of KPIs
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : Sustainability-linked loans (SLLs) have quickly grown to be the second-largest type of sustainable debt after green bonds. In theory, SLLs should incentivize borrowers to progress on sustainability objectives by linking the loan's interest margin to specific sustainability key performance indicators (KPIs). READ MORE
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7. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market
University essay from KTH/Fastighetsföretagande och finansiella systemAbstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE
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8. Loan Loss Provisions and Lending Activity in Banks : A quantitative study comparing the effects of loan loss provisions on lending activity in banks applying IFRS 9 and ASC 326
University essay from Umeå universitet/FöretagsekonomiAbstract : As a response to the financial crisis of 2008 the IASB and the FASB developed IFRS 9 and ASC 326, respectively. These accounting regulations are supposed to increase reporting transparency and promote financial stability by determining the calculation and recognition of loan loss provisions. READ MORE
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9. Economic Capital Models : Methods for fitting loss distributions
University essay from Umeå universitet/Institutionen för matematik och matematisk statistikAbstract : The thesis provides a well-researched classical approach to fit and predict the losses (extreme) for Lloyds Bank’s Dutch mortgage portfolio, their defaulted Dutch mortgage portfolio, and their German personal and car loan portfolio. This is a crucial piece for quantification of the economic loss, required for effective credit risk management by the Bank. READ MORE
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10. A Mixed-Method Case Study of Swedish Loan Officers' Mortgage Credit Decisions
University essay from Uppsala universitet/Företagsekonomiska institutionenAbstract : This thesis purpose was to examine to what extent and why loan officers’ judgment influence mortgage credit decisions. A mixed method was used to collect primary data from loan officers’ at a Swedish commercial bank. READ MORE