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1. 1. Using bank transactions to assess credit risk

   University essay from Handelshögskolan i Stockholm/Institutionen för marknadsföring och strategi

   Author : Hugo Korsell; Oscar Samuelsson; [2019]
   Keywords : Credit risk; Bank statement; Private loans; Gambling; Dishonesty;

   Abstract : A lack of proper credit risk assessment can have catastrophic consequences, not only for individual borrowers or lending banks, but for society as a whole, which was the case in the financial crisis of 2008. Therefore it is essential that any risk assessment process has as much information as possible at hand so that the delinquency predictions are as accurate as they can be. READ MORE