Essays about: "Responsible Lending"

Showing result 1 - 5 of 6 essays containing the words Responsible Lending.

  1. 1. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

  3. 2. Bankmarknadens praktiska hållbarhetsarbete : en fallstudie på tre banker inom den svenska banksektorn

    University essay from SLU/Dept. of Economics

    Author : Stina Sköld; Edward Svensson; [2019]
    Keywords : hållbar utveckling; bank; transparens; intressenter; hållbara investeringar; risker; miljö; Corporate branding; legitimitet; regelverk;

    Abstract : Klimatförändringarna påverkar oss alla och genom att citera Ban Ki-Moon: “Vi är den första generationen som kan utrota fattigdomen och den sista som kan bekämpa klimatförändringar” (Lunds Universitet, 2018) kan vi sammanfatta det som att drastiska förändringar behöver ske för vårt sätt att leva. I annat fall kommer miljön skadas ännu mer vilket kommer få konsekvenser. READ MORE

  4. 3. Sustainable lending in Swedish banks : An empirical study of whether Swedish banks evaluate SMEs environmental performance in the lending process

    University essay from Umeå universitet/Företagsekonomi

    Author : Liselotte Berggren; Yodit Berhe; [2016]
    Keywords : Sustainable lending; Swedish banks;

    Abstract : In Sweden we have environmental objectives to achieve for the year 2020. Swedish banks have a responsibility like everyone else in a society to act environmentally responsible. When Swedish banks are lending to SMEs they are taking a risk, however, banks are risk averse and want to minimize their risk. READ MORE

  5. 4. Socially Responsible Investment and Sustainable Banking - Principles for reorienting a regional/local bank’s business towards sustainability

    University essay from Lunds universitet/Internationella miljöinstitutet

    Author : Tobias Hörnlein; [2015]
    Keywords : Socially Responsible Investment; Sustainable Banking; Business Strategy; Corporate Social Responsibility; Sustainable Development; Financial Institutions; Business and Economics;

    Abstract : This thesis is constructed on an examination of the global principles and operational methods of Socially Responsible Investment (SRI) and their linkage to Corporate Social Responsibility (CSR). These phenomena have implications for the sustainable banking business, which aims to deliver banking products and services aligned with a triple-bottom-line corporate approach contributing to sustainable development in the financial sector. READ MORE

  6. 5. Credit risk management : Possibilities for a housing price insurance on the Swedish market - lessons from Canada

    University essay from KTH/Bygg- och fastighetsekonomi

    Author : John Hunter; Jakob Westin; [2011]
    Keywords : Property value; Credit risk; Home value insurance; Equity insurance; Canada;

    Abstract : The deregulation of the financial markets that started over two decades ago in the developed countries has led to increased house prices and loan to value ratios. Home owners in western countries have over the last two decades steadily decreased their savings and at the same time increased the size of their mortgages and the amount of leverage used to purchase their homes. READ MORE